Special offer
Steve Phares (American Home Bank) Mortgage and Lending



Steve Phares
location_on Southampton, PA — American Home Bank
Get to Know Steve Phares

My name is Steve Phares and I have been originating both residential and commercial loans for 23 years now and consider myself and expert especially in FHA as well as construction and rehab loans. I have a full understanding of how to structure loans in order to manage the expectations of all my clients. I am also a branch manager of Ivy League Mortgage which is a division of American Home Bank a FDIC insured, nationally chartered mortgage bank. I am looking for other pros in the business to earn higher than normal commissions as well receive the service they deserve. We have both in-house processing and underwriting. We offer conventional, FHA, VA, construction to perm, Rehab to perm, Reverse loans and some portfolio products. We can originate in all 50 states. I have some commercial investors that think outside the box and can be used to get the more difficult deals done. Please feel free to contact me whether you are a buyer looking for financing or a loan officer looking for a great place to work.


I consider myself an expert in all areas of financing. I have worked in first time FHA markets as well as muti-million dollar transactions. I have a keen understanding of commercial loans that do not fit the boxes of most large institutions and love a challenge. I like to train Loan officers to become successful. I beleive I am an expert in structuring loan scenarios. Try me I can usually come up with a creative solution to most problems.


I am a branch manager with 25 years experience of originating both residential and commercial real estate. Looking for other pros to join our team. In house underwriting. Can originate in all states.