Weekly Talking Points | 6/13/2011
The average rate for a garden-variety Freddie Mac loan fell to 4.49% last week, down six basis points from the prior week. And rates are likely to continue e ...
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Mortgage and Lending |
RAINER 13,361 |
| Justin Coleman | ||
| location_on Salt Lake City, UT — Fairway Independent Mortgage Corp | ||
| insert_link http://www.justin-coleman.com | ||
| web Responsible Lending Initiative | ||
Get to Know Justin Coleman
Responsible Lending Initiative
I want to take a moment to explain to you why you should do business with Justin Coleman and no other lender on the face of the planet. I call it my Responsible Lending Initiative.
What do you get when you close a loan with the other guys?
1. Perhaps a gift basket?
2. Maybe a gift card to home depot?
3. Birthday cards?
4. A card on the anniversary of your mortgage funding?
5. A cheesy newsletter that has nothing to do with your financial well being?
None of these things have any impact on creating equity and wealth for you, nor can they help you make informed decisions about your mortgage financing.
The Responsible Lending Initiative offers much more than that and is available to you just by making an application.
1. Annual mortgage check up
2. Analytical Software that constantly monitors your mortgage to ensure you are not paying more than you should
3. Up to date info on market trends from leading insiders and economists.
4. A directory of Real Estate professionals that are truly the best in the business.
5. Exclusive conference call series addressing matters such as investing in Real Estate, Tax matters, 1031 exchanges and creating wealth
6. Timely informative updates
7. Our Facebook forum where you may ask your questions about mortgage matters and have them answered by leading professionals
8. Practical Financial Tips delivered to your e-mail
And much, much more…..
So what are you waiting for? Isn’t it time you had somebody in your corner working hard for your future?
Call or e-mail us now.
P.S. For a limited time we are offering these services to your friends, family and co-workers, pass this e-mail on and we will have them added to the Initiative.
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Certifications
What Do You Want In A Mortgage Professional?
HONESTY & INTEGRITY- Do you need to know that your Loan officer is being honest with your clients, and that they have the integrity to make sure the client comes first?
AVAILABILITY- Does your Loan Officer need to be flexible with their schedule? Do your Clients work full time and need to meet at a time when many would consider after hours? Do you expect your Loan Officer to bend to your client’s availability?
KNOWLEDGE- Do you expect your Loan Officer to know their stuff? Do you want a Loan Officer with a track record?
PROFESSIONAL- Do you expect your Loan Officer to be and act professional with your clients? Do you expect your Loan Officer to treat your clients with the same respect and professionalism that you do?
HELPFUL- Some of your clients may have less knowledge/experience than others; do you expect your Loan Officer to treat those clients with a little extra patience, and to help them out a little more along the way?
ATTEND YOUR CLOSINGS- Do you expect your Loan Officer to be at all your closings? It’s not your job to explain the loan program!
RETURN PHONE CALLS- Do you expect your Loan Officer to answer their phone; or return messages promptly?
COMMUNICATION- Do you expect to be notified if there is an issue with the loan? Unforeseen problems do arise; do you expect to be kept in the loop right away before it’s too late?
RECIPROCATE- Referrals should be a two way street; if you are sending your Loan Officer clients, do you expect to get clients in return?
PARTNERSHIP – Having a partner that is dedicated to helping you grow your business every step of the way is invaluable. If you invest in me I will certainly be fully invested in your success.
If you answered yes to any or all of these questions then I think a 20 minute conversation would be a benefit to the both of us. Please do give me a call or shoot me an email if you are interested.
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13 years lending experience, Associate Lending Manager, Certified Mortgage Planner, Over 2675 transactions closed, FHA, VA, USDA, Jumbo, Super Jumbo, Home Equity and Construction financing