If you are looking for a knowledgeable, up to date, hard working, lending professional who will tell it to you straight and deliver on his promises then give me a call. I am both a Mortgage Banker as well as Mortgage Broker and have access to just about every loan program available. I will offer you what I feel are the best options for your particular financing needs, but the ultimate choice on which loan program and when to lock in the rate is yours. I want to work with you as your trusted advisor. I am looking for hi trust referral partner relationships in Placer, El Dorado and Sacramento Counties. I am licensed to do business anywhere in the State of California.

Rick