After graduating from Cal State University at Hayward in 1991 with a degree in Business and Finance, I was recruited into the Real Estate Finance industry by a mutual acquaintance in September of that year. It has become my passion and I would like to share my knowledge and experience with you. I have worked in just about every facet of the industry during the last 18 years, and have now seen 3 market peaks and 3 market drops. Outside of "death and taxes", you can always count on flucuations in the real estate market. I believe that opportunities are found in these adjustments, and there has not been a better time in my career to buy real estate. I am a licensed Broker with the CA Dept. of Real Estate #01125217, and am here to help you with all of your real estate needs.