We have been assisting borrowers realize their dreams since 1996.  Our business philosophy is simple - give the borrower a low rate with low fees and super service.  As the mortgage industry evolves and changes most of my customers are telling me that they would rather deal with a local person than with someone calling from California or Florida.  We offer personalized mortgage consultations and design a mortgage program with the interests of the borrower in mind.  Give me a call - I will " Beat the Bank"!!!!!!!!!