Here at Oracle Loans we make sure to go above and beyond the traditional lending criteria. We have unique lending programs for both real estate investors and business owners, giving you immediate access to capital.

We provide a fast, easy, and efficient funding process so that real estate investors and business owners, like you, can focus on the most important thing...growing your business.

We treat you like a partner, not just a customer, and will handle your lending requests with the utmost respect and confidentiality. We take great pride in learning and understanding the needs of your business, which is why we are constantly striving to provide the best quality service. We understand that making an informed decision is paramount to your success so get in touch to begin weighing out all viable funding options.

REAL ESTATE PROGRAMS:

• Stated Income Mortgage Loans

• No-Doc Mortgage Loans

• Bridge Loans

• Hard Money Loans

• Commercial Real Estate Loans

• Portfolio Loans

• Blanket Loans

• Cross-Collateralization Loans

___________________________

• Residential Investor: 42 states      • Commercial Investor: 40 states
• Loans from $250k - $50M
• Rates starting at 4.70%                 • 30-year fixed available
• Interest-Only available
• "Makes Sense" underwriting        • Investment properties only
• Funds must be used for business or investment purposes only.

LINES OF CREDIT: 

• Stated Income Lines of Credit

• No-Doc Lines of Credit           

• Fix & Flip Lines of Credit            

• Real Estate Investor Lines of Credit 

BUSINESS LOAN PROGRAMS:

• Small Business Term Loans

• Unsecured Business Loans

• Working Capital Loans

• Asset-Based Loans

• Revenue-Based Loans

• Merchant Cash Advance

• ACH Loans

• Equipment Financing

Every business requires different lending needs, here are some of the most common reasons business owners turn to Oracle Loans for capital:

• Working Capital
• Debt Consolidations (loans, merchant cash advances, etc.)
• Payroll
• Operating Expenses
• Inventory
• Equipment Financing
• CRE Loan Costs
• Business Acquisitions
• Business Expansion
• Marketing Campaigns
• Relocation
• Miscellaneous Expenses
• and EVERYTHING in between!


STARTUP BUSINESS LINE OF CREDIT PROGRAM:
•      $10k - $250k
•      No income documentation
•      0% interest for first 6 - 24 months
•      Funding available nationwide, all 50 states.
•      Legal entity required, must be active for at least 1 business day.
•      Accounts do not report to personal credit report unless in default.