Born in Southern California, raised in Upstate New York, and College in North Carolina has made me quite diversified from my slightly southern accent, quick NY draw, and the pioneer spirit of the west (Not to mention my love for barbeque and country music!). I have a beautiful wife and 2 sons who are the joy of my life. I've learned that it's all about relationships. Life isn't about the stuff we have but the relationships and friendships we cultivate along the way.
I'm second generation in the mortgage business and 3rd generation entrepreneur. I enjoy the thrill of business and the challenges of an ever changing industry. I'm always striving to be teachable and truly value the fathers and mothers, mentors, and brothers and sisters that have continually poured their wealth of experience and wisdom into me. Radical Honesty, the bold and fearless pursuit of my hopes, dreams, and personal growth, held together by a belief in the One greater than ourselves makes up the foundation of my life both personal and business.
I hate wearing masks. My continual aim is to be the same Mike Rankin in every aspect of life...whether at home, work, gym, and with both friends and clients. As Joe Petrowsky recently put it, "I'm ok with me".
The nitty gritty is that I'm a Mortgage Consultant. I've spent almost my entire life around the mortgage business. If you are in the mortgage or real estate world you can probably relate when I say that there is just something about it that keeps drawing you back. A love of the game so to speak. The pressure, challenges, competition, and love of being around people and helping to make their dreams a reality. To see their eyes light up and the gratitude when you get them to the closing table is priceless. Don't get me wrong I've had my fair share of, "why did I get into this business again" but it keeps calling me back for more.
I am currently licensed in NY state and can and will help someone in any corner of New York. I've done all types of loans from regular conventional, FHA, FHA streamlines, VA, VA IRRLS, USDA, HARP AND HASP, Jumbo loans, Manufactured home loans, and 203K home improvement loans. Both Purchase and Refinances. I'm a fighter and there is no client that I won't fight to help!
The mission is to make a difference one life at a time and not forgetting about what is most important along the way.
Refinance, Mortgage Lending, FHA Financing, USDA, First Time Home Buyers, FHA, Loans, Real Estate, Investment Properties, Online Marketing
|L. Michelle Groce|
|Working with Mike Rankin has been a pleasure. Although the mortgage process can be very stressful, Mike and his co-workers were there for me EVERY step of the way. Thank you!!|
|If you are looking for an honest, well-informed, detailed, organized, and caring mortgage broker, Mike is your guy! When talking to him, you can tell that he will go above and beyond for his clients. Which is a trait that can not be found a lot in today's fast paced world. Mike will take the time to sit with you and find the best loan options for you and your specific needs. Whether is be a VA Loan, a USDA loan, or a standard home loan, Mike will make sure that you get the best loan (and the best rate) out there! I would recommend Mike to any of my clients looking to purchase or refinance a home.|
|Mike was fantastic to work with! As a first time home buyer the process was super smooth, and easy to understand with Mike's help. He was available whenever questions arose, and was always quick to respond, no matter the day or time. He has earned my trust, and I highly recommend his services! Very Professional!|
|Mike was very helpful in my mortgage process. I own my own business and it was hard to get a loan. When others wouldn't Mike said no problem. Thanks to Mike and his team we are very happy in our new home.|
|Mike helped us first to refinance our duplex. Then a few months later he helped us to buy a new home. He was professional, knowledgeable, and sincere. He was in constant contact telling us where we were at in the process or just to see if we had any questions. He'd return calls or emails at night or over the weekend if we had questions. We would definitely recommend him to anyone trying to refinance or buy a new home.|
|My husband and I purchased our first dream home and it would not have been possible without Mike Rankin and him not giving up on us! We tested his sanity a few times and he stayed the course and accomplished a task I thought would never happen. Mike was very helpful from application to closing. The responsiveness and communication were unprecedented. Mike responded to email very quickly and answered all of my questions. He is well organized and ensured that our loan would be taken care of up to closing. Mike and his team are HIGHLY RECOMMENDED!!!|
|Mike gave us great advise! He gave us contacts to list our home. He's a great resourse for anything involved in buying or selling your home.|
|Mike always provides his clients with compassion and professionalism. He works with them to provide the right product for their individual needs. He offers solutions, not excuses.|
|Mike made the process of buying and financing a home very easy. Anytime we had a question or concern he was very quick to respond. I would recommend him to anyone looking to become a homeowner!|
|If you are looking for a professional who is knowledgeable, efficient, responsive and works for you in the process of acquiring a mortgage and seeing it thru to a successful closing then Mike is your man!|
|We recently purchased our first home and we couldn't have done it without Mike's help. He was there to answer all of our questions from beginning to end. Our home buying experience wouldn't have been the same without him.|
|As a former Loan Officer and home buyer myself, I can appreciate the business Mike is building and continues to build from a unique perspective. His dedication to the fundamentals of customer service and building referrals leads me to believe he will be one of the top LOs in the Capital District before long. His commitment to learning his craft in an environment of rapid change is like a raft for homeowners and prospective homeowners. He knows what it takes to navigate the current market. He is a man of faith and integrity.|
|Very friendly! Extremely helpful during the entire process. He took a very stressful process (getting a mortgage and going thru all the paperwork) and made it smooth and comfortable. Answered all questions thoroughly and in an easy to understand way. Highly recommended if you want a nice and stress-free mortgage process!!!! A++ and a gold star from us!|
|Mike went above and beyond to get our loan approved. He advised us on all aspects of purchasing our home. We had some specific issues with getting our loan started, but with his experience and expertise, he was able to solve all our issues. We we would recommend him to anyone purchasing a home. We actually have already.|
|When my husband and I started our the process of buying our first home, we were not sure where to begin. We contacted several different lending/brokerage companies. He explained what the company could do for us, and how this is a family owned business. He was very personable with me. Mike Rankin is a truly genuine person. We told him that we were looking to purchase our first home and he walked us thought the entire process. I would highly recommend him to anyone and everyone.|
|Mike was great to work with. He really took the time to explain everything and answered any questions I had, any time of the day! He made a very intimidating, complex situation a lot easier on my husband and I. I don't how I could have done it without Mike and my realtor!|
|It was a pleasure working with Michael on the purchase of our new home. Michael pays attention to every detail and answers every question to help bring understanding to the entire process. Have already recommended Michael to a handful of friends and they have been extreamly pleased as well.|
|Rich and Adesta|
|"My husband and I came to Mike after going through another funding company that couldn't help us. Mike started immediately to get us into the house we wanted to purchase and stuck with us when things got crazy due to one unforeseen roadblock after another. Instead of throwing in the towel, Mike continued to work diligently on making our dreams of home ownership possible."|
|Chuck and Nicole|
|If you're looking for help with your home, Mike is definitely your guy! From the moment Chuck and I met Mike, we knew he was going to do wonders for us, and he did! (especially since we thought we weren't going to be able to buy a home) Mike was able to help us find a budget that was right for us, and an area that was suitable. Throughout the mortgage loan process, Mike and and his team were extremely helpful with all of our questions and concerns. The best thing was that they were always available! Most businesses prefer to do business M-F, but we've reached out to Mike multiple times on the weekend and he was always there to respond. That's another thing!, The responsiveness is extremely quick. Mike definitely knows what he's doing and he was a tremendous help to us!! Definitely recommend him to others!! Sincerely, Very Happy Homeowners Chuck and Nicole|
|Mike Rankin was extremely helpful, professional, and patient through my entire home buying experience. Mike met with me and helped map out my plans for purchase and saw that thought through closing. Buying a home is a very exciting, but stressful situation. Mike Rankin was able to make the difficult process seemless.|
People don't care how much you know until they know how much you care!