Hello, my name is KEVIN MARTINI and I am Mortgage Banker, not a mortgage broker. Yes, there are significant differences between the two: as a Banker I have a fiduciary relationship with my clients and I am in control of the transaction.
I have a vast experience in the financial services arena. In addition I was formally a top producing Realtor with Keller Williams Realty. Due to my diverse professional experience I am able to provide a unique perspective as a Mortgage Banker since I truly by understanding all aspects of the home buying process. I strive in making the home buying process smooth and stress free, while creating comprehensive mortgage packages that suits the individual needs of my client. I do all this and provide World Class Service to my clients.
I truly believe that a mortgage is a financial instrument not just a way to finance a home. I know that every client is different. They have different needs and different incomes; different worries and concerns. Towards that end, there is not a one-size-fits-all mortgage option that I can offer you. As a Banker I have literally 100's of loan products. Not only do I have a wide range of product I can do things FAST. You see I underwrite your file first, then process ...this is all done here in Raleigh, I even fund my loan from here in Raleigh.
I take a consultative approach with each client to highlight programs that might benefit their unique situation. I encourage you to visit my site and learn about me and my company; The Kevin Martini Group @ DNJ / Gateway Mortgage. In addition, please visit my blog site @ www.RaleighMortgageRatesInfo.com.
Residential Mortgages: A mortgage is a financial instrument not just a way to finance a home.
FOR HOME PURCHASES: Peace of mind for your biggest investmentFirst Home loans Move-up Buyers Credit Challenged Loans FHA FHA (B) VA USDA Fannie Mae Freddie Mac North Carolina Housing Construction Perm
FOR REFINANCING: Let rate changes work to your advantageLower your monthly payment Reduce the amount of interest you pay Pull needed cash from you home equity Pay off your mortgage faster with the same payment amount
KEVIN MARTINI - 919-274-3700 - firstname.lastname@example.org
For Home Purchases - Peace of mind for your biggest investment. -) First Time Buyer -) Move Up Buyer -) Interest-Only Loans -) Credit Challenged Loans -) FHA -) USDA - ) Construction Loans