You know that buying or refinancing a home intimidates many people since it's usually the biggest transaction people will ever make, and the real estate/financial terms are often very confusing.

What I do is take that worry away by first finding the program that will accomplish your goals. I explain the process in simple terms and make you aware of all the costs involved. I meet you at the convenience of your home and am available for any questions or concerns you have. 

My customers are calm, confident and feel well taken care of because there are no surprises from our initial talk to closing.