What sets a high quality mortgage banker apart from a low quality one?  Experience, connections, resources, top flight staff, great personal skills, and tons of industry knowledge are usually the answers that are given.  All of these are great things to claim, but how can you tell who is speaking truth.  I think there is a simple way to separate the real mortgage pros from the flashes in the pan; here's how. 

As the mortgage boom becomes more and more a memory, we've seen that a drastic amount of "loan officers" have found themselves out of the industry.  Many were underqualified and capitalized on a booming market, but when everything settled back down to normal, they couldn't hack it.  When loans were falling into their laps everything was fine, but now that it takes work to gain clients trust and business, they are no where to be found.  In a Darwinian way, the market evolved an only those who truly are mortgage professionals could suvive.  So, simply stated, you can tell the quality of the company and their loan officers by seeing if they continue to thrive in the industry. 

 Those of us that are still succeeding in the mortgage field are the true mortgage professionals.  We know that it takes more than a refinancing  boom to bring consistent continual success.  Experience, connections, resources, top flight staff, great personal skills, and tons of industry knowledge is what we offer ar Marketplace Home Mortgage.  We have succesfully served the state of Minnesota for over ten years by emphasizing the relationship we make with our customers.  We view the homeowners we work with as opportunites to help someone get into a great financial position, not a way to make a quick buck.  Whether it be through refinancing, purchasing, taking cash out or a new construction loan, we can do it all as fast and effectively as anyone in the state.