I am a seasoned Mortgage professional, with access to the full spectrum of loan products and services. With my corporate office in Toms River, the hub of my activity is in Monmouth County; But as one in the industry since 2001 I have cultivated and nurtured Realtor relationships throughout the entire state of NJ as well as some in PA & NY. I don ot want to work with just anybody, I seek like minded professionals that I can tag-team with to provide a pain & surprise-free home purchase experience. One that will bring both myself and my partnering Realtors compliments & referrals. Myself and my support staff are well versed in current technologies for marketing and we gladly help our partnering agents enjoy the fruits of that technology. I thrive on competition to be the best; Available at inconvenient times- access to premier rates- knowledgable and current on our ever changing industry.