Jim Spicka (Retirement Funding Solutions  )
nmls 92598

4078 East Barber Station Way

Boise , Idaho 83716




Jim Spicka, a long-time and well- known local expert and national activist on reverse mortgages has been helping retirees achieve their financial goals utilizing reverse mortgages, since 1991.

Get to know Jim Spicka

Jim Spicka was the first Idaho Lender approved by HUD to represent the HECM Program in 1991, and is recognized for having originated more reverse mortgages than any other individual in the U.S. He specializes in integrating HECMS into highly successful Retirement Planning Strategies and works with Elder Law Attorneys, Estate Planning Attorneys, CPA's, Certified Financial Planners and Real Estate Brokers. And he puts his considerable knowledge, passion, energy and enthusiasm into his work to help the client achieve their retirement goals and maximize their financial flexibility. 

Jim has contributed many articles for publication and is often a guest speaker on the subject of reverse mortgages for senior advocacy groups, certified financial planners, estate planning associations, elder law attorneys as well as various trade and retirement associations. Jim is a member of the National Care Planning Council, and advocates for the Aging Network and Service Providers in Idaho, and nationally. He is a member of the Financial Planning Association and a frequent guest speaker for the Idaho Estate Planning Council of Southern Idaho and Southeast Idaho, and the Ada County Board of Realtors Continuing Education classes for SRES, Seniors Real Estate Specialist designation.

Currently, a Reverse Mortgage Specialist with Security One Lending, Jim owned and operated a reverse mortgage company in Boise for 21 years, Reverse Mortgages of Idaho, aka Investors West Mortgage. Jim has helped almost 1800 clients achieve their financial goals with his educational approach and broad understanding of all products, programs and financial options. He is an expert at helping to find the best solution to meet his clients' immediate and long-term needs.

 

Certifications

Home Equity is now universally considered an essential component of comprehensive retirement planning.  What I bring to the discussion is a comprehensive understanding of traditional financial planning strategies, income tax implications, healthcare and long term care and need based programs such as Medicaid as well as a 23 year history of working with Older American homeowners and their families to provide balanced options and solutions to everyday problems.

This retirement planning consideration applies to high net worth individuals as well as average homeowners seeking to improve quality of life in their later years and to protect and provide for spouses.

To succeed in this field one must be an educator not a salesperson and there is absolutely no substitute for focused knowledge and experience.

 

Awards

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Skills

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Languages (1)
  • English