Jim Randolph entered the Mortgage industry 8 years ago in order to educate homeowners and future homeowners and to help them maneuver through the overwhelming task of finding a loan that will best benefit their current financial situation.  His clients often refer their family, friends, and co-workers to him because of his dedication to detail, mortgage knowledge, and customer service. His main goal is to help them navigate through all the information and choices they will have as a client looking into refinancing their home or buying a new home.

Personal info:  Jim has gained his knowledge through college, business management, coaching platforms, and attends and takes advantage of continuing education in order to be on the cutting edge of the mortgage industry.  He ran a successful business for 20 years that has complimented his knowledge of budgets and finance.  Jim has two wonderful daughters that keep him busy in the community and school programs.

Credit Repair/Issues:  Working with clients financial situations since 1990 has allowed Jim to fully understand the way credit reporting companies come up with a credit score.  Few people in mortgage industry have the knowledge or programs that he has available to him, to help his clients see how many ways there are to build credit, repair credit, delete credit, and manage credit.  Jim has raised credit scores from 526 to 760 in as little as 30 days.  He does not get paid to do this but enjoys helping his clients through this task so that they may enjoy their new home.  The little things make a huge difference in a credit score.

Underwriters:  Jim has full access to the underwriters that are located here in Maryland.  He can call them any time of day to get questions answered and fix any issues that may come up with a loan.  His underwriting time frame is about 48 hours compared to the 45 days most banks take.

Primary Residential Mortgage:  He works for one of the top ten FHA mortgage lenders in the country that successfully closed over $5 Billion dollars in loans last year.  They have more than 250 branches across the nation and the corporate headquarters are located in Utah.

Team Support:  A full team of experts work with Jim through the loan process from start to finish.  His processors input all of the information that you provide and order all required support documents so that the underwriters can make a fast and accurate decision to approve your loan.  They keep you updated on a regular basis so  that you know how things are going with the loan.  They generally takes 30 days to get you into your new home.  They have closed loans in as little as 7 days.

Most important reason:  He will answer his phone when you call him!!!