Joel Richardson, SVP-Central Texas Mortgages, Home Reno Loan "Go-To (VeraBank) Mortgage and Lending



Joel Richardson
SVP-Central Texas Mortgages, Home Reno Loan "Go-To
location_on Austin, TX — VeraBank
NMLS#: 136881
Get to Know Joel Richardson

With an MBA, real estate, and finance experience of over 20 years, I enjoy helping provide optimal home finance strategies to help clients meet their goals. Loving analysis, I want to solve complex challenges such as home improvement & construction, investment properties, and owelty scenarios.


When I'm not crunching numbers and helping to make happy homeowners, I enjoy traveling, running, watching Baylor football, and enjoying time outdoors with my wife, two children, and our two dogs.

Home Renovation and Owelty Go To

Joel Richardson is a trusted advisor and partner for those looking to secure a home mortgage loan. He and his team provide unparalleled customer service and aim to make the home buying process exciting and stress-free.


Certified Construction Mortgage Loan Officer


Top 1% Scotsman Guide 2022, 2021, 2020, 2019

PrimeLending Power Producer Chairman’s Circle 2022, 2021

Power Producer Presidents Club 2010 - 2020

Top 1% Originator  

Five Star Mortgage Professional 2018 - 2021

Top Mortgage Professional in Austin Monthly’s Peer-to-Peer Survey

Top 25 Mortgage Loan Officers Austin Business Journal Ranking 2022



Home Renovation and Construction Lending

Owelty Lending

Investment Property Lending

Delayed Financing


Joel Richardson has a deep expertise in renovation and owelty home loans. He has a unique ability to understand clients' goals to tailor mortgage solutions that meet their unique needs.