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Jeri Carmicheal, Experienced Reverse Mortgage specialist in Fresno (Fresno/Clovis/Visalia/Madera and surrounding communities) Mortgage and Lending



Jeri Carmicheal
Experienced Reverse Mortgage specialist in Fresno
location_on Fresno, CA — Fresno/Clovis/Visalia/Madera and surrounding communities
NMLS ID# 582935
Get to Know Jeri Carmicheal

I've been doing Reverse Mortgages in Fresno, California for more than 14 years and I'm very passionate about helping older Americans stay in their homes and achieve their dreams. 

One of the questions I get from many of the people I meet with is "would you recommend a reverse mortgage for your own parents?"  The answer is yes.  In fact I helped my parents get a reverse mortgage in 2006 and that was the one thing that helped them get through the crisis in 2008 and the three  years after.  Even though I'd been doing reverse mortgages for seven years, it wasn't until I did one for my own parents that I really got to see the benefits first hand.

If asked what I value most about myself I would say it's my honesty and integrity and I believe that the people who know me would also say those are two of my strongest attributes.  I can honestly say that for me, doing the right thing has more value than the commissions I earn doing the loans.

I currently live in the foothills above Fresno and I have lived in the area for more than 50 years.  I'm happily married with three sons and two grandsons.  Family is very important to me and the happiest times for me is when we can all be together.

My hobbies are horses and Harleys and I ride both. 

I also volunteer at Rescue the Children where I teach Finances and Conflict Resolution classes to women who are trying to put their lives back together after years of drug addiction.

I'm a member of the Clovis Rotary and the Fresno Women's Network where I work on various committees for fundraising and I'm on the Board of Breaking the Chains which is an orgainzation that rescues women from sex trafficking.







Prior to becoming a loan officer I was a Paralegal for 18 years. 

When I was offered the opportunity to change careers and join the Reverse Mortgage industry I jumped at the chance and I've never looked back.

I've met with more than 1000 people and have done hundreds of reverse mortgages in Fresno, CA over the past 14 years and I pride myself in knowing I've helped so many people change their lives.


A reverse mortgage is not for everyone and my job is to first educate you and make certain that you understand exactly what you're getting into with a reverse mortgage.  Then together we decide if the program is a good fit for you and if so which loan option is the best for your particular needs.  My main goal is to make sure that after you do the loan you are able to sleep better at night and I also want to be able to sleep better knowing I've done the right thing.

I would love to sit down with you to see if a Reverse Mortgage in Fresno, California is right for you. Visit my website at www.stepforwardinreverse.com.

Mark & Wendy D.
October 28, 2015 Jeri Carmichael helped us greatly in getting our reverse mortgage. She has a good grasp of the information and was able to communicate to us just what we needed to do to expedite the process. Jeri helped us overcome any obstacles and it was clear that she really cared about us and was willing to do anything to make it happen, including coming to our home to pick up and copy documents. I would recommend Jeri if you are looking for someone honest, personable, helpful and knowledgable to work with. Mark and Wendy DeRaud
Vanessia C.
Jeri Thank you for helping my parents with their Reverse Mortgage Purchase Loan and the transition to their new home. Reverse Mortgages are a specialty and come with twists and turns around every corner. You presented all the options , explained the details, and made them feel very comfortable with the entire process. You even came to the document signing in case there was anything that needed to be explained. As their daughter, I am forever grateful. As a Realtor, I recognize and appreciate your professionalism and attention to the details. Everything went so smoothly. We closed this purchase in record time! I look forward to continuing to work with you, and will refer my senior clients. Vanessia Carpenter
A Stokes
I am writing to inform you of my experience in acquiring a Reverse Mortgage. I worked with Jeri Carmicheal and found her to be very professional. Her background and experience made the process very efficient and pleasant. She was more than just informed, she was extremely knowledgeable and supportive. She goes the extra mile for any requirements that may be necessary and responded immediately to all my questions and concerns. I have already recommended her to a friend and will continue to recommend her to anybody that is interested in a Reverse Mortgage. She is an extreme asset to your company and her integrity is to be commended. Thank you. A Stokes
Anne & Jerry W.
After a frustrating experience working with a company out of Los Angeles, we were denied our Reverse Mortgage. Not wanting to give up, we kept searching and found Jeri Carmicheal. Not only did she help us get our Reverse Mortgage, but she was able to meet all of our needs. Jeri was a real pleasure to work with. You won’t find a more compassionate and caring person and we highly recommend Jeri for all your reverse mortgage needs. Anne & Jerry West
The Ritcheys
Jeri is a very knowledgeable professional and caring person. She works diligently to assure that you achieve your goal. We thoroughly enjoyed working with her. The Ritcheys
Pam and Randy
Dear Jeri Randy and I want to thank you for such good service and knowledge while assisting us in our reverse loan. Your staff has been terrific and yourself. Thank you for the yummie cookies, they have been savored. We also want to tell you how much we enjoyed meeting you and getting to know you. Take Care, Pam and Randy
L. McCalla
You truly worked miracles pushing my reverse mortgage through in a matter of days! This was a scary process for me to even approach and you overcame any obstacle in front of us to make it look easy. I know you took every possible action to assure me, answer questions and allow me to breathe. I appreciate your professional attitude, process knowledge and confidence in your company. I can't even tell you how exciting it is to know my roof is on, repairs continuing and I get to relax and be present. I had a personal financial time frame I had committed to. The first mortgage broker I worked with was still "looking for a lender" after more than two months. When I contacted you I was very stressed and concerned about even completing this process. We share a belief that we are not in this alone and our trust was totally rewarded. The loan department at your company is terrific. We've had several conversations and they are especially helpful. Yours will be the name I pass along to anyone I speak with about reverse mortgage. Gratefully L. McCalla

To enhance the financial security and peace of mind of senior homeowners by providing suitable and superior Reverse Mortgage solutions.