I have been in the mortgage business for over 13 years. I take pride in my work and I give 110% of my self to my clients and my business partners. What sets me apart from the other mortgage brokers or loan officers is the fact that I love what I do because I love to help people make their dreams come true of owning a home or helping those who are in a financial distress by refinancing their homes. I will always look out for the best interest of my clients and not of my own. My client data base is mostly built on referrals, not on bought leads or expensive marketing. Not that there is anything wrong with that, but it should speak for itself on the referral base that a professional obtains because of the amount of satisfied customers that keep coming back to them for their services and those customers that refer them to their friends and family. I believe strongly that my customers should be happy enough to always count on me for all their mortgage needs. The relationship should not end at the closing table of that one closing. Same goes for the relationships that I have with my realtors, attorneys and accountants. Those I call my business partners because they are professionals who send me referrals repeatedly, because they know that their clients are in good hands. Realtors will always get emails or calls from me, updating status on their client's loans. With me, they will no longer have to track down status or be in the dark of where and when the closing will take place.
I am a licensed mortgage broker for both the state of Tennessee and Florida. In today's market, there is not much loans available for the first time homebuyers that requires no money down. However, I do have a loan program that does offer up to 102% financing for the customer with no prepayment penalty, no pmi and a low fixed competive rate. The best part of this program is that all they need is a 580 middle score and a verifiable income. Please call me for more details.
Licensed Mortgage Broker