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Mortgage and Lending |
RAINER 1,789 |
Eugenia Bambas | ||
location_on Columbia, SC — Palmetto South Mortgage Corporation | ||
insert_link http://www.homeloanforu.com | ||
web Eugenia Bambas's (geni) Blog |
1) With each loan closing, I will make a donation (10% of the Origination Fee) to a local pet shelter for homeless animals.
2) We are the lender with in-house processing, underwriting, and closing.
3) Realtors, I'll help you attract more buyers and sellers. Referrals are the heart of your business too!
4) Buyers and Realtors, experience and knowledge are important when it comes to putting a loan package together so that it receives underwriting approval. This eliminates unnecessary stress and aggravation for the buyer, the seller, and the Realtors. Am I always perfect or have all the answers? No, especially in today's changing market. But you have a guarantee from me that if I don't have an answer, I'll drop what I'm doing and get it for you. I can proudly say that I have a 99.8% success and satisfaction rate with clients as per our customer surveys and have succeeded in getting loans approved when others could not.
5) Another reason to work with me is accessibility. You will have your calls and e-mails returned promptly and will be kept informed regularly as to the status of your loan.
6) We offer the convenience of online loan applications, and your loan papers can be e-mailed to you for signing via a securitized system.
For over 15 years I have specialized in government loans, especially FHA and VA. While other loan officers were giving clients sub-prime or alternate loans, I was giving my clients FHA loans, with down payment assistance if necessary. My clients were getting better rates and loan terms. Why weren't other loan officers doing the same? Either they did not know how to do a FHA loan or didn't want to, or their company or bank was not approved for FHA. Whatever the reason, and unfortunately, their clients did not receive the best loan to meet their needs. Once all the sub-prime loans went away, everyone jumped on the FHA bandwagon. Which would you want? Someone who just jumped on the FHA bandwagon within the past few months, or someone who has specialized in FHA for over 15 years.
Although my expertise is in FHA, VA, and Rural Housing, I am also highly qualified in loans for manufactured and modular homes, FHA and Conventional Rehab loans, and Construction loans.
My experience is in everything from a manufactured home loan to high-end homes, condominiums and town home financing. I know how to assist that first-time home buyer as well as the experienced high-end client.
Over 16 Years of Experience Working for You! Specialization in Government loans including State and Rural Housing, Certified in Jumbo, FHA, VA, Manufactured Housing, Modular Housing, & Construction