Bill Black, VP Mortgage Lending  (Guaranteed Rate NMLS# 2611) Mortgage and Lending

RAINER

44,354

Bill Black
VP Mortgage Lending
location_on Vancouver, WA — Guaranteed Rate NMLS# 2611
NMLS# 49242
Get to Know Bill Black

Success driven through proper communication of education and technology

They say communication has the capabilities of shutting down a business. I feel that buying a home is similar to a business transaction and successful education COMMUNICATED the proper way for the consumer is the key to a successful transaction settling for anything else only increases the risk of a purchase from hell that we have all heard of in the last few years. The industry has been beaten up and compliance has strengthened up so much it has added layers to the process. 

There are so many options available and as a Certified Mortgage Planner I continue to constantly keep ahead of the market by understanding the mortgage rate and communicating key factors to clients as well as the newest technology that allows a road map to be completed specific to the buyers criteria- no two transactions are typically the same so the loan programs should not be either.

We have 16 pages of programs including- Both Fannie Mae and Freddie Mac Direct and FHA and VA Direct as well. There is multiple programs for buyers and they need to be aware of each ones pros and cons. We take great pride in establishing a reputation as the company that takes exceptional care of its customers and referral partners.

All lenders advertise the lowest rates, fees and best service- that is a given with Guaranteed Rate but what sets us apart is the knowledgeable licensed and certified staff that takes the time to educate our clients and give them the choices that best fits their needs.

We are focused on constantly achieving excellence by staying in tune with the economic indicators, newest lending options, latest technologies and most innovative means of structuring a loan which some can call "creative" financing including our NEWEST Investor Loans that qualifies a buyer based off income from property vs. borrowers personal income.  

Guaranteed Rate offers a variety of programs to service virtually any borrower. That's why we are happy to say, "Guaranteed Rate is clearly the choice for anyone needing lending assistance today!

Certifications

As a Certified Mortgage Planner, I see my role differently then a traditional loan officer. My goal is to help you integrate the loan that you select into your overall long and short-term financial and investment plan to help minimize taxes, improve cash flow and minimize interest expense. We strive to really understand what is important to you about a loan.

Those who understand interest- earn it....Those who don't  - Pay it. Let me help you be the one to earn it.

Specializing in NEW CONSTRUCTION, Jumbo, boomerrang buyers, first time home buyers, HARP financing, FHA, VA, and investment property.

Testimonials
Mary Reynolds
06/15/2016
I have worked with Bill on 2 home purchases! He has made both experiences to be painless and stress free! I highly recommend working with Bill before you start your purchasing journey as this will make life much easier for you!!!! This was my first time with Guaranteed Rate as a company. They were very accommodating and very professional.
Trudy Snyder
08/15/2012
Bill gets it done no matter what obstacles he must conquer! Thanks!
Lynette Wyrick
08/09/2012
Bill Black is the "Go To" Mortgage Banker/Lender in the Vancouver Washington market for the toughest transactions: Short Sale purchases, as well as the "Traditional" Real Estate transaction purchases.
Terri Lynn Ferguson
07/06/2012
Bill Black constantly delivers the goods, no matter what he has to do. He has integrity and expert knowledge that makes him an asset to anyone who has the privilege to work with him.
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The strength of a banker but the flexibility of a broker- Certified Mortgage Planner and Certified Distressed Property Expert.