Affiliated with RE/MAX First Choice in Baltimore, MD and Team Leader of Team McDevitt Real Estate, I have been involved in the Real Estate business for over ten years. In 2006, I personally went through a divorce that altered my life and caused me to become a distressed home owner. At that time there were no where near as many possibilities as there are today.

I personally understand the stress and anxiety that come with the foreclosure process. That experience instilled an unmatched passion in me to assist home owners and help them through the process. I promise you there is a light at the end of the tunnel.

In today’s very turbulent economic times when financial ruin seems inevitable and foreclosure or bankruptcy seem to be the only answer for a home owner in distress. Dan McDevitt, “The Home Owner Super Hero,” and Team McDevitt are the Foreclosure Alternative Experts that you want by your side. My team of Short Sale Specialists can help you if you are behind on your mortgage payments or if your home is worth less than what you owe on it and you need help understanding your options.

There are a many different organizations that agents can work with to get short sale training but absolutely none of them compare to the Distressed Property Institute and the CDPE designation. Along with the certification that I earned from CDPE, the top distressed property certification in the country and the degree that I received from the school of hard knocks there is little doubt that I am one of the most educated Short Sale agents in the Baltimore market.

Short sales are the ultimate win-win for the borrower and the lender. Short sales are more beneficial to a lender than a foreclosure because they are not in the business of managing and owning property and short sales are less expensive than completing the foreclosure process. Short sales are more beneficial to the borrower because they don’t end up with a foreclosure on their record, they avoid the humiliation of  foreclosure, their credit is effected much less than it is with a foreclosure and in most cases the upside down debt is completely erased

My Team of Short Sale Specialists has negotiated and closed over 200 short sales since 2008 with loan servicers such as American Home Mortgage, Chase, Citi Bank, Bank Of America, Wells Fargo, Lendmark Financial, Washington Mutual, Wachovia, Bogman Inc, National City, HSBC, Countrywide, Met Life, Suntrust, Nationstar, First Horizon, M&T and several local credit unions.

On top of the successful negotiation with loan services we have also successfully negotiated thousands of dollars in past due Home Owner Association and Condo fees down to pennies on the dollar. These negotiations have allowed distressed home owners to complete the short sale and also avoid potential law suits from the different associations.