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Donna - Appraiser (K.M. Murray Appraisals, PC) Real Estate Appraiser

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Donna - Appraiser
location_on Dyer, IN — K.M. Murray Appraisals, PC
Get to Know Donna - Appraiser

We are experienced at performing high-quality property appraisals for banks, lenders, or homeowners. With our knowledge of the residential real estate mortgage business, advanced technology, and consistently fast turn-around time, we are a one of the most trusted names in the appraisal business.

Our company's philosophy is to provide an objective analysis to assist our clients in making informed real estate decisions. Our reports are prepared with the precision that the industry demands with all major property types included.

Our commitment to the industry and the utilization of superior technology has allowed us to provide better service to our clients while controlling cost. We consistently outperform our competitors with better turn-around time by streamlining the appraisal process. We are able to produce a better quality product in a more efficient manner with since our system reducing many of the manual tasks typically associated with the appraisal process.

Here are just a few reasons that make us your best choice for appraisal services:

** 28-hour turnaround time, from time of inspection, on most appraisals

** Staff on-hand Monday through Friday 9 am to 5 pm

** Donna can schedule Saturday appointments in emergency situations

** Electronic delivery

** Professional and accurate appraisal reports

** Reasonable pricing

Also, Donna has seven years experience as a REALTOR, helping buyers and sellers with their real estate needs in Northwest Indiana.  She is a member of Local, State, and National Association of Realtors, and member of the Multiple Listing Service.

TECHNOLOGY:

Over the past several years there have been significant advancements in technology that our company has been able to leverage to provide better service to our clients. The use of electronic forms software, digital cameras, mapping and sketching software has enabled us to produce a better quality product in less time. Utilizing the most accurate data and research techniques we can consistently out perform our competitors.

We also are able to send reports digitally through our forms software in a variety of formats including but not limited to EDI, PDF and AI Ready.  By delivering your appraisal electronically we eliminate the cost and time losses of the shipping process.  Electronic delivery ensures you receive your appraisal the same day it was completed.

In today's market there are many options for your valuation needs but service is what makes us the clear choice.  We will always keep you in the loop and communicate with you often and in your preferred method.  We can update you on the progress of your order via phone, fax, or email.

These are just a few ways that our company can provide you with better-quality appraisal service. We have constantly been ahead of the curve with our strides in technology and will continue to be a technology leader in our industry.

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Certifications

An appraisal is an appraiser's opinion of value. 

The preparation of an appraisal involves research into appropriate market areas; the assembly and analysis of information pertinent to a property; and the knowledge, experience and professional judgment of the appraiser.

The role of the appraiser is to provide objective, impartial and unbiased opinions about the value of real property - providing assistance to those who own, manage, sell, invest in and/or lend money on the security of real estate.

At minimum, all states require appraisers to be state licensed in order to provide appraisals to federally regulated lenders.  Appraisers have fulfilled rigorous educational and experience requirements and must adhere to strict standards and a code of professional ethics.

Most appraisals are reported in writing.  A written appraisal report generally consists of: a description of the property and its locale; an analysis of the "highest and best use" of the property; an analysis of sales of comparable properties "as near the subject property as possible"; and information regarding current real estate activity and/or market area trends. The value indicated by recent sales of comparable properties, the current cost of reproducing or replacing a building, and the value that the property's net earning power will support are the most important considerations in the valuation of real property.

An appraisal is a valuation tool used by mortgage lenders to verify a property's worth for prospective financing.  The mortgage industry relies upon a qualified independent real estate appraiser to guide them in their financing decisions. But is this the only reason to get an appraisal?  Many homeowners, assessor's offices, attorneys, buyers and sellers utilize appraisal for a variety of needs.

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Donna performs residential property appraisals in Northwest Indiana for Lake and Porter Counties.