The Fed is messing with my pay!
Well they are at it again...the Fed is changing the lending world in a big way April 1, 2011. How fitting it it also April Fools Day...Today I asked 3 lenders ...
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Mortgage and Lending |
RAINER 7,397 |
| Dave Beckmann | ||
| Your Denver Mortgage Guy | ||
| location_on Denver, CO — Ascent Home Loans Inc. | ||
| insert_link http://www.YourDenverMortgageGuy.com | ||
| web Dave Beckmann's (dbeckmann) Blog | ||
Get to Know Dave Beckmann
Your Denver Mortgage Guy is Dave Beckmann, a mortgage banker with Ascent Home Loans LLC. Ascent Home Loans is a residential and commercial lender that will help you and your client get the best financing program at the lowest possible rate. I am a mortgage banker, not a broker, which gives me complete control over the transaction including originating, underwriting, and funding the transaction. We offer 24 hour underwriting and can close a loan in as little as 7 days! I have over 10 years of real estate sales and lending experience and have helped hundreds of families reach their goals and dreams. Call me for the following loans: FHA, FHA203K, VA, USDA, first time home buyer with DPA, jumbo loans, commercial loans and hard money loans. Whether you are a first time home buyer, a senior that wants to utilize your equity and eliminate your mortgage payment, a business owner that wants to purchase or refinance a commercial property, or a Realtor partner, I can help. I use the latest financial tools available which clearly sets me apart from the competition. Utilizing a state-of-the-art software programs developed by Mortgage Coach, I can demonstrate various loan scenarios and the total cost of the loan over a specific number of years using graphs and videos. I work with a legitimate credit repair company that gets great results! Contact Your Denver Mortgage Guy, Dave Beckmann, and let me know how I can help. I can be reached at 720-255-0955 or by email at dave@yourdenvermortgageguy.com Colorado License #1000101157 NMLS License #195828
Certifications
Why listen to me? Because my advice makes a difference... Your Denver Mortgage Guy, Dave Beckmann, utilizes a cloud-based software program developed by Mortgage Coach called Edge. With this program, I can customize a loan analysis comparing a few different lending options for my borrower or realtor prospect.
Here is a link showing the rent vs. purchase comparison
For Realtors, I can provide a detailed comparison, including graphs, showing the difference between a price reduction vs. a rate reduction.
Here is an example of the seller incentive strategy.
In this example, you would need a $35,000 reduction in the sales price to have the same impact as the seller buying down the rate .75% for $10,0000. The benefit to the realtor is maintaining a higher sales price and commission. The benefit to the buyer is a lower rate/monthly payment and lower income to qualify. This is a WIN/WIN for all parties to the transaction!
I can also provide an open house brochure comparing various lending programs for a particular property. Here is an example of an open house flier. The open house flier features the key benefits of the property and compares various mortgage programs and co -brands the lender and realtor.
Contact me to learn more about this program or if your interested in having me develop a custom report for you. These reports have been upgraded to include graphs and videos. Call me at 720-255-0955.
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Call me for FHA, FHA203K, VA, ARM's, USDA, hard money, first time home buyers and DPA; fast closing on purchases & refi's. I help realtor partners build their business with internet marketing and SEO