Continental Home Loans, NMLS#: 13677 - 631.549.8188 (Continental Home Loans, Inc.)

175 Pinelawn Road

Suite 400

Melville , NY 11747

We are the largest independent FHA mortgage lender in New York State and the Number One FHA Lender on Long Island.

Get to know Continental Home Loans

Continental Home Loans Inc. (CHL), is a multi-state licensed banking entity that originates mortgage loans directly to consumers. As a direct lender, we have the highest level of integrity and a genuine caring and concern for our customers. At CHL we believe “Your Future Starts With Us.” We take a personalized, comprehensive and consultative approach and carefully guide all of our customers through the home buying and refinancing process. We take many factors into consideration when suggesting the right loan. We analyze current and future monthly cash flow, as well as short- and long-term financial planning goals.

“We believe a customer’s eligibility for a mortgage product does not mean it is the most suitable product. We will help you select the loan program that best fits your future,” says Michael McHugh, President of Continental Home Loans Inc. Our Loan Officers evaluate the price you can afford, pre-qualify you for the right mortgage product and even connect you with our real estate partners as a pre-approved buyer. We pride ourselves on earning the respect and trust of our customers, one loan at a time.

Headquartered in Melville, NY, CHL has a well earned reputation for quality and integrity. We are the largest independent FHA mortgage lender in New York State and the Number One FHA Lender on Long Island. CHL provides personalized loan solutions in a friendly, responsive manner and we pride ourselves on our ability to understand and fully satisfy the needs of our borrowers. We deliver the resources, flexibility and high level of service that consistently surpass the expectations of our customers. Because our loan officers, underwriters, and processors are on-site, we offer exceptionally fast and efficient turnaround.

All of our Loan Officers have completed extensive training and testing and carry the designation of Federal and State Licensed Loan Originators. Continental is a direct lender, licensed in multiple states. We are a HUD approved direct endorsed lender with the FHA, VA Automatic Authority, and we are a SONYMA participating lender. We also partner with dozens of secondary market investors as agent approved seller services including Fannie Mae (FNMA), Freddie Mac (FHLMC) and Ginnie Mae (GNMA).



With so many mortgage products on the market, do you know which one best suits your individual needs? Continental Home Loans is in the business of helping people just like you find the mortgage product that best matches their individual needs.

Not every mortgage product we carry is created equal - each one caters to different audiences. For example we carry mortgage products that suit first time home buyers, veterans, low to middle income families, those who plan to rehabilitate the house they are purchasing, and much more.

Here is a complete list of the mortgage products we offer here at Continental Home Loans Inc. Click a link below to learn more about each mortgage type.

203K Conventional Loans FHA First Time Buyer Reverse Mortgage SONYMA VA

No matter what your need is, we have a product that can fit it. Let one of our trained mortgage specialists make a personal recommendation for you by calling 800.965.0437 today! Or you can contact by us through our online contact form.

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