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Colette Gray, Senior Loan Officer, HomeSafe Reverse Mortgages (Helping seniors age in place everywhere in California, Arizona, NV, Washington, Oregon) Mortgage and Lending

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Colette Gray
Senior Loan Officer, HomeSafe Reverse Mortgages
location_on Redondo Beach, CA — Helping seniors age in place everywhere in California, Arizona, NV, Washington, Oregon
NMLS ID #384761
Get to Know Colette Gray

In 2005 I was helping my mother go through some of her papers and found an article she'd saved on reverse mortgages. She told me she'd been thinking about doing one as her expenses continued climb. I asked her not to do anything until after I'd had a chance to look into them and she agreed. I'd heard all sorts of things about Reverse Mortgages and most of them weren't good. By the time I finished my research I was so impressed with the product that it was easy to say yes when an opportunity presented itself.

Since then I've helped seniors get out of foreclosure, helped them find the extra money they needed to get the food, prescriptions, heat, electricity, and home repairs they'd put off for many years. I've shown them how to use a Reverse Mortgage to buy new homes and move closer to family without losing their privacy or autonomy. I've worked with their financial advisors, CPA's, estate attorneys and POA's how this program can be used to help seniors who would like to reduce their need for social security until they are able to take advantage of the highest rate, how to use this program to downsize or move into a safer neighborhood, how to position their clients to be better candidates for Medicaid/SSI and how to preserve and prolong their taxable retirement funds.

I love what I do because I help seniors age in place while improving their quality of life during their retirement years.

Colette A Gray, The Reverse Mortgage Guide

Meet Colette!

Certifications

Reverse Mortgages have always been complex financial tools.  With ever changing rules and products it's even more important to learn the most recent changes and how they may affect you.  I stay current with all of the changes going on in the Reverse Mortgage world and am able to explain how the programs work on a very simple level.  I work well with seniors and their "trusted advisors"--their children, their financial advisors, accountants, estate planners, even their religious leaders to explain how this often misunderstood product can help many, many seniors make the most of what they have as they head into their retirement years.

Any reverse loan officer can tell you how much a senior will get from doing a reverse mortgage. I can tell you what the options are for making the most of what you've got, even when they think they may have nothing.

To hear and see what my clients have to say about me, follow this link. 

http://www.thereversemortgageguide.com/about/testimonials/ 

 

I provide strategies and solutions to help you age in place, to help you downsize, to help you create wealth or even move closer to your children using a reverse mortgage.  If you or someone you know would like to make the most of what they have, please have them contact me.  They will be grateful for the referral and you will have confidence that they will be well taken care of.

Awards

Named as an expert in the field of reverse mortgages by The Wall Street Journal's Market Watch. 

http://www.thereversemortgageguide.com/about/press/

Skills

Great communication skills.  Able to explain complex reverse mortgage program to borrowers and their trusted advisors.

Testimonials
Multiple clients and peers share their thoughts about Colette
04/01/2013
http://www.thereversemortgageguide.com/about/testimonials/
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While I'm based in the south bay, I'll be happy to meet with you in Los Angeles, Riverside, Orange, San Diego, and Ventura counties. Call to get started anywhere in California. 310-405-1703.