* Residential cash flow investor / landlord since 2006 (buy and hold);

* Offer seller financing on cash flowing properties to experienced investors:

* Currently own and operate 21 single family houses and 3 duplexes;* 13 have bank mortgages, 3 have private mortgages, 5 are owned free and clear;* Perfect payment history with all lenders. No liens or judgements; * Copy of credit report available. FICO score = 746;* All properties are tenant-occupied and generate positive cash flow;* Cash flow is used to accelerate debt paydown;* Plan to be debt and mortgage-free by June 2016;* Have received HUD renovation grants worth over $80,000 on 13 properties;* All properties have been renovated within last 4 years.