|Mortgage and Lending||
|Brad Fink , NMLS# 454640|
|FHA Expert, MHDC 1st Time - Buyer Cash Assistance,...|
|location_on Chesterfield, MO — Pre Approval, First Time Buyer, Discount Fixed Rates, VA|
|web Brad Fink - Discount Mortgage Rates, FHA, VA, Jumbo Expert Lender|
Brad Fink Vice President / Senior Loan Officer, NMLS# 454640
With over 23 Years of Experience combined with Discounted Interest Rates, my clients obtain industry best outcomes.
As a former University of Missouri Finance Instructor, I offer INDUSTRY BEST KNOWLEDGE combined with "plain english", no-nonsense guidance. NO FAKE FEES and NO SURPRISE CHARGES AT CLOSING!
Pulaski Bank is Missouri's
LARGEST First Time Buyer Mortgage Lender (MHDC)!!
Less Than 1% DOWN Moves You In!
Most First Time Buyers in Missouri can now receive CASH ASSISTANCE from the State of Missouri. It is truly EASY!
This loan is called MHDC ( Missouri Housing Development Commission). This is a phenomenal program for qualified buyers. I have personally helped 1st Time Buyers with MHDC for over 20 years.
There are two basic structures within MHDC: 1) Cash Assistance or 2) Discounted Interest Rate instead of receiving Cash Assistance. Most First Time Buyers use the Cash Assistance Option. I will share more about the second option in another post.
Most First Time Buyers combine a 96.5% FHA Loan with 3% Cash Assistance from MHDC. The total of the two pieces is just under 99.5% of the sale price of the home. The buyer only needs about one half of 1%. As an example, a Sale Price of $140,000 only requires a down payment of $806.47. Please call me for details and qualification guidelines. My mobile number is 314-422-1000.
With over 20 Years of Experience combined with Discounted Interest Rates, my clients obtain industry best outcomes. As a former University Finance Instructor, I offer "plain english" no-nonsense help