Bob Gammache, CMPS (Carteret Mortgage) Mortgage and Lending



Bob Gammache
location_on Smith Mountain Lake, VA — Carteret Mortgage
Get to Know Bob Gammache

Hi there, thanks for reading this! I have been a mortgage originator since 1991 and have just joined TMC Lending as a senior branch manager and National Recruiter. I am one of only a very few loan officers in Virginia to have earned the Cretified Mortgage Planning Specialist. I am certified by the Financial Planning Association to grant continuing education credits to their Certified Financial Planners for training in Financial market and Interest rate analysis, Cash flow analysis, Debt analysis, Real estate equity management, and Real estate investment analysis. I offer a weekly financial markets update, available by email at or on my website This Mortgage Market Guide currently has 11,210 subscribers and I would be happy to have you as well. My website has over 1400 pages of mortgage related information and is frequently used as a training resource for new loan officers. if you need a true professional, call me, I really can help.

If you are looking for a business opportunity to help you survive this market, you are not alone. It took me 9 months but I did find something that meets a huge demand, is relatively inexpensive to launch and is paying the bills. May I introduce you to the Internet Dream Machine?


My expertice is in mortgage planning. I provide a complete analysis of your situation and can make suggestions on how small changes in how your debt is structured can have life changing effects for years to come. Many of my clients have described me as a debt planner. A natural and needed complement to your financial planner.


I have been a mortgage originator since 1991. I am one of a very few loan officers in Virginia to earn the Certified Mortgage Planning Specialist designation. Great rates, Better service.