We specialize in residential and commercial mortgages for purchases, refinancing and construction to permanent (one closing) for both residential and commercial properties in Louisiana.
Get to know Melanie Rogers
Experience, Integrity and ServiceWith over 30 years of combined residential lending experience, Universal Mortgage Mart, LLC will seamlessly guide you through the home buying process. We take pride in our altruistic commitment to serve you, as a satisfied customer is our greatest reward. We realize that when you decide to buy a home or refinance a mortgage it is a big step. Our goal is to find the loan program that is best for you - the right mortgage with the right monthly payment. Our experience, integrity, and attention to detail ensure a pleasurable home financing process for you.Buying a new home is also a huge sense of accomplishment. However, it can often be a source of anxiety and frustration. Trust our professionals to give you the personal attention and service you deserve. Our goal is to provide you with the appropriate financing to suit your personal situation. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there. First time home buyer? Bad Credit? We can help with those challenges, too!!! Call our office today, and make your reservations for our monthly "The First Time Home Buyer Education Seminar" or our all-new "Understanding Your Credit Score Seminar." The successful completion of these programs can save you thousands of dollars in interest and mortgage insurance premiums!!! If you own a home and are just looking to refinance, get a second mortgage or cash out equity, you've come to the right place! There are almost as many loan programs as there are home owners. We'll help find you the right one. You can pay down your balance faster, consolidate high-interest revolving debt, or home improvements, college tuition -- anything you can think of! It's confusing enough. Leave the stress to the mortgage professionals. Our intent is to chauffeur you through the process! Apply Online! http://www.homeloansmtg.com First Time Home Buyers is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.Universal Mortgage Mart, LLCIf you are looking to purchase a new Home or Refinancing your Current Home you can Apply Today for a Low Interest Rate @ http://www.homeloansmtg.com COMMING REAL SOON IN JANUARY 2009: UNIVERSAL REAL ESTATE SERVICE Flip Bank Foreclosures in all 48 States Using Our Cash! Make Huge Profits on Every DealUse our cash to dominate your Real Estate market. Make all cash offers to sellers and banks. Provide special financing to buyers how normally can't qualify for financing from conventional lenders. Control the deal to closing and make huge profits per deal. Visit our website now before your competition finds us first. The Seller Assist program launched approximately 12 weeks ago with a product line that was only available direct from the company previously. They paid out almost $700,000 in commissions in just this short period! The underlying company as a track record since 1994 in this industry!LISTEN TO THE THIS RECORDED HSA PRESENTATION CALL!618-355-1770This call could change your financial situation!Melanie RogersMasterMind Team "Home Seller Assist Program"Career Training as a Real Estate Note ConsultantLearn the Insider Secrets of Real Estate Investing!E-mail: email@example.comPhone: (225)328-4233
Putting Customers First
We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers.
Lower Mortgage Costs Through Cutting-edge Mortgage Origination Technology
Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available. In a rush? We welcome you to try our mortgage calculators! The Internet, advanced mortgage processing software, and automated mortgage underwriting systems are coordinated to speed the mortgage process and deliver the best rate and terms.
Highest Quality Mortgage Services
From mortgage processing and underwriting, to loan closing and funding, our expert mortgage staff will efficiently expedite your entire transaction. We'll keep you informed every step of the way. We're committed to building rewarding, long-term customer relationships. With that in mind, you'll receive the highest quality mortgage services.
Meeting Every Challenge
We rapidly respond to new opportunities made available in today's dynamic mortgage markets. As a result, the requirements of our mortgage customers are consistently met through mortgage underwriting flexibility and delivery of unique mortgage programs. We often identify niche mortgage programs that are essential to satisfying individual mortgage customer needs.
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GET FAST ANSWERS
By calling Melanie you can find tools to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out Melanie's Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use Melanie's Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? Melanie's Loan Program page will help you find the right type of loan for you. Also, she'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.
Find out if now is the right time to refinance! You may be able to lower your monthly payments or reduce the time it takes to pay off your loan. You may also be able to save even more if you use your refinance proceeds to pay off credit card or other installment debt, since mortgage interest is usually 100% tax-deductible, and interest on consumer debt is not.. Here are some important reasons to consider refinancing:
-Get a lower mortgage rate and reduce interest costs.- Convert an adjustable rate mortgage to a secure, fixed-rate mortgage.- Consolidate your first and second mortgages into one mortgage with a lower blended rate.- Get cash for family wants and needs.THE ADVANTAGE WE OFFER YOU FOR YOUR REFINANCE NEEDS INCLUDE:- Low rates - Easy online application - All types of mortgage programs- Guidance and advice from an experienced loan professional
Owning your own home provides several benefits. In addition to the satisfaction of being a homeowner, you can build equity, enjoy tax deductions, say "good bye" to your landlord and take control of your living environment.
Whether you are a first-time home buyer, renter, or are purchasing a new or second home, Melanie has an assortment of tools and loan programs to meet your individual financing needs. Contact Melanie by phone or e-mail today.
Melanie CAN HELP YOU REALIZE YOUR HOME OWNERSHIP BY OFFERING YOU ALL THE BEST ADVANTAGES:
- Low Rates - Easy Online Application - All Types of Mortgage Programs- Guidance and Advice From an Experienced Loan Professional
NUMEROUS PROGRAMS AVAILABLE
In addition to our standard loan programs, you may benefit by obtaining one of our many special programs: Purchase your home with no down payment. Debt consolidation programs. Home Improvement loans. You may qualify even if you've been turned down before! COMMERCIAL MORTGAGE LOANS Apply today for a commercial loan to help you start or expand your business. Like most small business and commercial property owners, you may assume that a bank is the only place to go when your business needs cash. And, like others, you may already have experienced the frustration of all the red tape involved with applying for a bank loan. That's why you should check out the fast, easy, most flexible way to apply, and get approved for, a small business commercial loan:the Capital Loan Program. It's the three-easy-step way to get ahead, not held back. Fast - Pre-approval often within 48 hour, and a quicker closing. Easy - Our loan officers will help you every step of the way with Purchase or Refinance your Commercial Loans Flexible - Less paperwork, and common-sense decisions. Stated Income/Stated Asset We say YES when banks say NO! Commercial Real Estate Property Types: Apartment Buildings Day Care Retail Strip Centers Hotel/Motel Bars & Restaurants Warehouses & puble store Light/heavy Industrial Funeral Home Automotive Service Gas Station Convenience Stores Churches Industrial Building Medical/Veterinary Clinics Residential Development Retail Development Mobile Home Park Car Dealership and more Move ahaead in business-don't get held back. Call us to apply or apply online for a commercial property loan through the Capital Loan program today.