Hi, I loved using By Referral Only, I am currently thinking of going back after a 6 month break. I loe there newsletters. They also have a program where you can get on line with Dan Paris one day a week and make yourself accountable to a group. They also encourage you to start a group and be accountable to them. I was in a group with 2 other people. One was a mortgage broker the other a part time agent that was lost. We tried to encourage her but she never would commit to doing what we were working on. There website also has lots of videos, and help if you have questions, you can join at different prices depending on what you want to do. Great Program.