John Watts's (zwatts1) Blog

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Real Estate Agent - Keller Williams Realty
RECENT BLOG POSTS
Recent bank failures should be a wakeup call to all homeowners and people who have deposits in their bank that are above $250,000.  The Federal Deposit Insurance Corporation (FDIC) does not insure amounts that are above this amount.  Homeowners must maintain all their assets which includes mainte...
07/11/2023
One important step that should be included when purchasing a new home is to request an inspection be done on the property.  This should be scheduled no later than immediately after a contract has been accepted by both the buyer and seller.  Normally, the contract allows a short period of time whe...
06/07/2023
Before committing to a home mortgage be sure to calculate how much mortgage you can safely fit into your budget.  Homeownership should make you feel secure and safe.  This means not taking the largest mortgage that your lender will permit.  As a buyer, look ahead to anticipate life event desires ...
05/16/2023
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When you decide to do a home improvement many times you ask yourself whether I should do it yourself (DIY) or hire a pro.  Doing it yourself usually brings a sense of self-accomplishment and saves money.  Sometimes it is wise to have a professional contractor handle the job especially when it is ...
04/11/2023
Most people are concerned about their credit score. Some of these people have credit scores that need to be improved while others have used good practices and have great credit scores.  Having a great credit score does not occur overnight, it takes long term financial practices to get yourself to...
03/07/2023
Many home buyers are not aware of all fees charged that makeup the total cost of purchasing a home.  Some of these fees are normally paid prior to closing while others are paid at closing.  Fees paid at closing will be itemize on your closing statement which you should receive a copy to review pr...
02/15/2023
Home market shift has cause home buyers to focus on price as well as other things to make their home buying experience more attractive.   Buyers need to better understand the parts of the contract to create a win-win environment for themselves. Buyers now have more inventory and less competition ...
01/17/2023
Buying a home is stressful, whether you are buying a starter home, upgrading, or downsizing.  In a sellers’ market this can be extra stressful.  During that cycle, buyers compete in a multi-offer environment.  For some buyers it may be advisable to wait for the market to cool off. On the other ha...
12/12/2022
Before starting the home buying process, be sure to take time to understand costs associated with purchasing property.  These costs include down payment and closing cost.  Closing cost include both prepaid and actual expenses to close the deal.  Most loan types, the buyers’ credit score and down ...
11/03/2022
Mortgage rates are rising in today’s housing market, and this affects how much a home buyer can afford to purchase. Likewise, your credit score and down payment have a similar affect.  All of the above items have a direct effect on how large a loan you can get.  When in the market to purchase a h...
10/14/2022
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