Jennifer Zammit's (zammj) Blog

I just heard about a deal where an agent was asked to step into the following circumstances: Seller list house and sells it to Buyer without inspection condition or insurance. Insurance company inspects house prior to letting the policy and upon inspection discovers that the header over the stair...

  Sunburns are never good news. Not only do they leave you red-faced and stinging, but they often leave lasting damage. Sun poisoning may seem much more serious, but it's essentially the same thing. In medical terms, sun poisoning and sunburn are both referred to as photodermatitis, your skin's a...

A staycation, a vacation you do at home, can be a wonderful alternative to a long, expensive, painstakingly-planned trip -- the time and money you can save are significant. However, if you don't take certain precautions, your staycation can be little more than a stressful extension of everything ...

PST Registry Transfer New Home Warranty Other Provincial Charges Total Provincial Charges GST Total GICs Percent of Price 14,000 800 330 0 15,130 6,720 23,711 13.5% 6,186 1,675 330 210 8,401 6,144 16,006 10.0% 19,200 3,675 330 0 23,205 9,216 39,173 16.3% 12,800 465 330 0 13,595 6,144 21,901 13.7...

Water-Saving Tips for Your Lawn and Garden In the summer months, municipal water use doubles. This is the season when Canadians are outdoors watering lawns and gardens, filling swimming pools and washing cars. Summer peak demand places stress on municipal water systems and increases costs for tax...

Government of Canada Moves to Protect, Strengthen Canadian Housing Market On July 9, the Department of Finance announced adjustments to the rules for government guaranteed mortgages aimed at protecting the strengthening the Canadian housing market. CMHC supports the new parameters and the governm...

Canadians Manage Their Mortgages Prudently Several survey findings point to Canadians being careful in how they manage mortgage debt including: 73% of first-time buyers used their own resources for a down payment 75% of purchasers have a goal to be mortgage free sooner than their current amortiza...

Canada Mortgage and Housing Corporation H o u s i n g M a r k e t I n f o r m a t i o n   Ontario residential construction activity slowed for a fourth consecutive quarter. Ontario all area home starts declined to 55,670 units in the first quarter of 2009, down nearly 18 per cent from just over 6...

I recently wrote a blog about a FSBO that I listed. After speaking to the owner about the way "commission works" he asked me out to the house to take a look and it was clear to me why his house wasn't selling. He was sitting on a foldable deck chair on the deck where all the gardens had four feet...

Determined to garner recognition from a prestigious listing, I got up at 4 in the morning and hand delivered 100 Just Listed postcards. The homes in this neighbourhood are the equivalent of walking half a football fied to drop each one. It took me 2.5 hours and a couple of scares with some dogs (...