Phil Stevenson's Blog

Follow me
Mortgage and Lending - PS Mortgage Lending 305-791-4874 or 888-845-6630 - 365768
Educating Clients Should Be a #1 Priority Bloggers come in all shapes and sizes. Cliche, but true. Not everyone is hear to blog about the same thing, nor will everyone bring the same background or wealth of information to the table. What everyone will bring is a way to educate their (past, presen...
Effective Retirement Planning for Baby Boomers... WSJ Says: "Reverse mortgages aren't just for people struggling to keep their homes anymore." It seems the word is out: reverse mortgages aren't just for the financially desperate. In fact, they can be a valuable source of retirement planning when ...
When to Puff, When to Huff and When to Not I don't think it's an exact science, but there must be a method to the madness. The puffery madness I mean, which seems to take hold of some bloggers from time to time. It's not to say that you can't self-promote. I do. It's more about learning when to h...
Reverse Purchase: Buying a Home With a Reverse Mortgage The beauty of the reverse mortgage is its adaptability. What began as a largely unknown option in the real estate in the 1960's became a viable option for seniors in the 90's when the Federal Housing Administration unveiled it's FHA-insured ...
Twitter Cracks Down on "Trolls" I think it's been a long time coming, but it's finally here: Twitter is cracking down on trolls, who harass Twitter users on a daily basis. It's incredible that, in this day and age, Twitter users still had to navigate a complex series of flaming hoops to report ab...
Success Is Earned, Not Given Being a self starter is difficult business. Even being successful in a company of millions can become a hassle, and, after months (maybe years) of yearning for success, and not achieving it, you wonder why you're not as successful as you should be. I think it's an imp...
How Baby Boomers Will Change Retirement (Planning) Every generation will leave their mark somehow, someway. While we can never be sure what their mark will, it seems that the baby boomer generation will leave its mark on retirement (and what future generations will think about it for years to com...
Digital Postcards...Yay or Nay? Postcards can be a nice gesture in a world that, little by little, continues to dive into technological methods of communication. Aside from face-to-face communication, postcards (or any handwritten note for the matter) provide a more intimate connection to people ...
Aging in Place Becomes More Prominent Aging in Place is becoming more important even as long term care costs continue to rise. While some retirees or future retirees consider, and insist, on moving, others want to stay where they are comfortable, in a place they have called home for many years. I...
Is Right Now the Worst Time to Retire? It has been said before and I'll say it again: retirement is slowly becoming that far off dream that everyone hopes to achieve but few ever do. It's important to also note that the retirement I'm talking about is the textbook definition of retirement: "relax...

Phil Stevenson, CRMP

"Mortgage Nerd" in Miami, Florida and Texas
Ask Me About the NEW Reverse Mortgage Program!