RECENT BLOG POSTS
  Modifications to the Home Affordable Refinance Program (HARP) due out November 15   For borrowers who haven’t been able to take advantage of today’s interest rate environment due to declining property values and erosion of equity, there may be hope yet. The Federal Housing Finance Agency (FHFA)...
10/31/2011
FHA/Fannie Mae/Freddie Mac loan limits revert back to lower levels in Massachusetts   Despite REALTOR® efforts on a national level, Congress let the temporary increases to FHA and Fannie Mae/Freddie Mac loan limits lapse on October 1.  As a result, loan limits have reverted back to pre-February 2...
10/04/2011
The Six Pillars of Character   As many of us celebrate the New Year and the High Holy Days of Rosh Hashana and Yom Kippur, it is a time for reflection and evaluation in all things we do.  I remember hearing a real estate coach once say that "Success is defined as living in alignment with your cor...
09/29/2011
What is it that makes you respond to an AR Blog Post?      What is it that makes you want to respond to a blog post?  Is it the title?  Is it the first sentence, the graphics, the author...?   I wrote a blog post that struck a nerve with a lot of people today , but as I read through the comments,...
09/05/2011
Play it Safe by Staying Safe When Hurricane Irene Visits Massachusetts   The strongest storm to hit the East Coast in decades is upon us.  Please be prepared. Experts are calling this storm an "Extraordinary Threat for New England" becasue Massachusetts is 190 miles wide and this storm is 430 mil...
08/26/2011
    New FTC Rule May Impact Brokerages The Federal Trade Commission (“FTC”) has recently issued its Mortgage Acts and Practices - Advertising, or “MAP”, rule (“Rule”). The Rule imposes requirements on anyone that provides information about mortgage credit products to consumers by prohibiting misr...
08/24/2011
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Every week at our office meeting, our agents practice dialogues, we role-play client "objections" and renew our "purpose".  It is an exercise that never gets old.  Yesterday, one of my agents shouted at another agent to "Treat Real Estate like your job and not a $#@?# hobby."  This got me thinki...
08/19/2011
This is an excellent reminder for all consumers and their real estate agents that practicing law by negotiating short sales is NOT within our level of competence and things can really go bad for both the consumer and the real estate agent (expecially  REALTORS®) if a short sale is negotiated inco...
08/19/2011
 By Zillow's Own Admission, An Estimate is Only an Estimate Never being one to shy away from controversy, and always being on the lookout for news and statistics that can actually help a buyer or seller in today's real estate market, I have a bone to pick.  And it's name is Zillow. I'll make it s...
07/12/2011
New Standard Mileage Rate Increases From 51 Cents to 55.5 Cents In a sign that rising fuel costs are here for at least a while longer, the Internal Revenue Service recently announced new standard mileage rate allowances both for business use of an automobile and for medical and moving expenses. T...
06/24/2011
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Martin E. Kalisker, Esq.

Real Estate Law From A Practical Perspective
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