Wisdom & Wit

In today's economic environment, many people are paying more attention to their monthly budgets than they have in a long time. One of the best ways to rein in your budget is to get a handle on your spending habits. The tips below can help you figure out where your money is going every month, and...

When an insurance company denies a claim in whole or in part, it is possible to appeal their decision. The same is true with Medicare claims...and in fact more than half of Medicare appeals are successful. If you, a family member, or a friend have had a Medicare claim denied, the following infor...

With identity theft on the rise these days, most of us are already taking steps to protect ourselves. But did you know that there's now a growing form of identity theft known as "medical identity theft" that can not only devastate victims' finances, but also compromise their health, too. Accordi...

Passwords are crucial to accessing your personal accounts and information. The problem is: We all have so many accounts that we worry more about remembering our passwords than we do about making sure they actually protect our data from hackers. So we end up using passwords like our mother's maide...

Today the U.S. House of Representatives passed the Emergency Economic Stabilization Act of 2008, which was immediately signed by President Bush. The bill will allow the federal government to purchase up to $700 billion in failed mortgages.  According to NAR analysis, this action will create liqu...

Today my office had a special treat for a fabalous month's production....it was a reward play day.   Our destination was a surprise.  We were picked up by bus and taken to pier 39 where we boarded a catamaran  and headed to angel island.  Waiting for us on the island was a delightful picnic with ...

RESIDENTIAL PROPERTIES REO & SHORT SALES STATISTICS    All Residential, All Active MLS Properties, REO & Short Sale          As of: September 29, 2008                                  City Total Inventory REO Properties % REO Property Short Sale Properties % Short Sale Properties Combined %    A...

Fall is in full swing. And that means it's time to celebrate the things we love, like kids returning to school, football season, baseball playoffs, and even the beautiful colors of autumn. But it also means the return of something less fun... the dreaded cold and flu season. And the cost of the s...

On Tuesday (9/23), the Fremont City Council reached a compromise position on second-story additions. They scrapped a proposed ordinance that would have allowed individual neighborhoods to ban such additions for a seven-year period and instead will place a temporary and limited moratorium on "mon...

These days, many people are looking for new ways to cut costs and save money. Here are five great ideas from the editors of Kiplinger: Free TV & Movies: Full episodes of more than 300 shows from NBC Universal and Fox stations are available on www.hulu.com. The site also offers over 165 free full...