Wisdom & Wit

Restoring a piece of furniture can seem like a daunting task, but with a little time and patience many projects can be fairly easy. Here are some tips for making your old furniture look like new.   Before beginning, apply a small amount of furniture restoration cleaner in an inconspicuous spot t...

      Now that the new year has begun in earnest, it's the perfect time to make sure you are ready for 2009. Here are five things you should do this month that will make your life easier in the months ahead: Clean Out the Clutter: You keep saying you'll do it...go ahead and do it. Spend an hour ...

It's almost tax time and here is some important information to consider...... Stimulus Rebate PaymentMost  -  taxpayers received a rebate payment in 2008.  This payment is NOT taxable, however, it must be accounted for on your 2008 tax return.  Please make sure that I have the amount you receive...

Did you know that all residents of the US have the right to obtain one free credit report from each of the three credit bureaus per year? Now that we're heading into a new year, it's the perfect opportunity to take advantage of this benefit--especially now that your credit score is more important...

Ok it's a new year with some new rules and regs that can effect you.  Remember if you drive a car, truck or van for work, the Internal Revenue Service (IRS) has announced news that impacts you. That's because the IRS has released the new standard mileage rates for 2009. The rates will be used to...

Happy New Years to all my Active Rain friends and I wish you all a fabulous 2009! Considering Moving to the East Bay?    ~   Do you want to Buy or Sell a home?       Do you have clients with needs in the East Bay?      Search East Bay Area Properties    Visit my website at http://pamwinterbauer.com

On Tuesday (12/16), Don Biddle was appointed to the city council seat vacated by the newly elected Dublin Mayor Tim Sbranti.  Biddle was serving on the City of Dublin planning commission prior to his appointment.  To read the Tri-Valley Herald story about Biddles appointment, click here. Consider...

On Monday (12/15), the City of Hayward announced that City Hall will be closed from Monday, Dec. 22, through Friday, Jan. 2, 2009.  Hayward officials report that closing city hall and giving some city workers a two-week unpaid leave will help bridge a $4 million budget deficit.  Police, Fire and...

On Monday (12/15), the Streamlined Loan Modification Program (SLMP) policies regarding loan modifications and foreclosure prevention became effective. The new policies apply to mortgages held by Fannie Mae, Freddie Mac and privately-held securities. According to the Federal Housing Finance Agenc...

With the Election of Tim Sbranti as Dublin mayor, a vacancy was created on the Dublin City Council. On Tuesday (12/9), applications for appointment to the seat vacated by Sbranti were due to the city clerk. Eight Dublin residents applied. The new council member will be appointed by the city counc...