John Vostenak's (vostenak) Blog

opt out of Credit bureaus data slavery list !Opt out from Credit Bueraus Selling Your Private Information IPORTANT FREE ADVICE : Protecting your identity, Stop Credit Bureaus Experian, Trans Union, Equifax, from Selling Your Private Information to the scums of the earth or anybody who pays for it...

 from John Vostenak , real estate broker helping buyers and sellers since 1984 ! Propetries are cheap in Bulgaria - Black Sea - East Europe Properties in Republic of Bulgaria just North East of Grece & Turkey, in East Europe, Black Sea Beaches, Coastal Vacations, Homes For Sale, all Land Apartmen...

 from John Vostenak , real estate broker helping buyers and sellers since 1984 ! Portugal Property is at a premium currently especially in the Alentejo region. Some describe the Alentejo as the new Tuscany. We found an article in Redhot, magazine of Virgin airlines, the following lines are just a...

from John Vostenak , real estate broker helping buyers and sellers since 1984 ! In today's quickly changing real estate market, selecting the right & diversified and cyber space & internet savvy, virtual real estate agent & broker is crucial. It can make all the difference in the world. Whether y...

 from John Vostenak , real estate broker helping buyer and seller since 1984 ! Ask your agent to put you on  New Listings Email Alert from local MLS system, if thera are more than one MLS system covering the area of your interest and house search, ask your agent to be put on all of them at once.I...

 from John Vostenak , real estate broker helping buyers and sellers since 1984 ! The first step is to find out what price you can afford to buy. The easiest way to do this is to make an appointment with a loan agent (who works for one lender) or a mortgage broker (an independent agent who arrange...

 from John Vostenak , real estate broker helping buyers and sellers since 1984 ! Can I "fix" my credit? You may want to begin your research by ordering a credit report from ALL THREE of the reporting bureaus below: Equifax Credit Information Services Atlanta, GA  (800) 685-1111 Trans Union Corpor...

There is some very powerful proof of the direct correlation between these numbers and the risks involved.  For example, based on FHLMC (Freddie Mac) 1994 loan purchases with repayment performance measured through April of 1996: Loans with FICO's of 661or greater had less than 1% foreclosures. Loa...

Do I have a good FICO Score? Your score will fall some where between 300 and 900 with most consumers falling somewhere between 500 and 800. A FICO in the 500's is a very low score, which translates to lenders as high risk. The are loans for almost every FICO score even for people under 500 ! Gene...

What is a FICO score? Your credit history has been reduced to a three-digit number, and you should know what that number is, especially if you plan on purchasing anything on credit soon. This three digit number is most commonly nicknamed a FICO score.  This is an acronym for Fair Isaac and Co.   ...