Vicky Spivey's Blog

Searching for and purchasing a foreclosed home can be quite frustrating and is getting harder to do. There is a shortage of inventory and especially foreclosures now. But you can still can get a foreclosure at a competive market price.                                 Fannie Mae's innovative First...

There are several goverment programs that are in place that give down payment assistance, The Good Neighbor Next Door is provided through the  U.S. Department of Housing and Urban Development (HUD). This program encourages law enforcement officers, teachers, firefighters and emergency medical te...

Active Adult Communties are on the rise in Cumming, GA - this could be due to retirees are stopping short of Florida. The Atlanta Metro area is rated #4 as top places to retire. Some of the reasons are a favorable climiate (we do have seasonal changes but have mild weather), low cost of living, g...

           Where can I volunteer on Thanksgiving in Cumming? Thanksgiving is the best times of the year to be thankful for you have and give back to the people who are in need. Whether it is by donating money or your time, it all is very helpful. If you are looking to volunteer and help out aroun...

Making that decision can be difficult, especially at a time when the market is in turmoil.             If you purchased your home before the boom, you may be looking at the profit you might have made if you’d sold at the top of the market - and feeling like if you sell now you’ll be losing money....

            Today, owing more than a home’s current market value is common. In fact, according to Zillow, 28.6% of all residential mortgages had negative equity by the 3rd quarter of 2011. That’s 14.6 million homes – and 14.6 million homeowners wondering what to do.   If you’re in that 28.6%, you...

On December 10, 2013 Prudential Georgia Realty will become Berkshire Hathaway HomeServices. I am proud to be a founding member of the Berkshire Hathaway HomeServices – Georgia Properties.  Some of the advantages that we have for our clients include:   1. Unquestioned financial strength.  Berkshir...

The national news networks like to talk about real estate and make predictions about whether the market is getting better or worse – and whether prices are going up or down.             Unfortunately, some of them are writing about what they’ve learned in their local markets and some of them are ...

Once a buyer has stepped forward with an offer, one of the most critical phases of selling your home begins, because it’s a rare when a buyer offers exactly the price and terms you’ve asked for in your listing.             You and your agent should have discussed this in advance and planned for w...

Gone are the days when a short ad in a newspaper or homes magazine and a sign in the yard would get a home sold.      Now, according to the National Association of REALTORS®, over 80% of all homebuyers begin their search on the internet. They don’t see an agent or ask a question until they think ...