Victoria Spannaus's (victoriaspannaus) Blog

Mortgage and Lending - Victoria Spannaus
Join us at 160 Edinburgh Drive on Thursday, August 21st from 11:30 - 2:00 pm.  I will be available from 12-1pm to answer questions regarding the Federal Tax Credit savings for qualifying buyers. Visit MLS #129482 for more information or call Lisa Stafford with Fore Properties for more details (63...
Do you get the emails and cards that tell you to save the date?  Thanks to the new Housing and Economic Recovery Act of 2008 the dates of April 9,2008 to June 30, 2009 are especially important.  These dates mark the eligibility time span to qualify for the home purchase tax credit.  Now some of t...
Join us this Wednesday for lunch, dessert and prizes.   Jean Webster of McDevitt Sotheby's Real Estate opens 285 Fairway Drive in Knollwood for your viewing.   Lunch co-hosted by Victoria Spannaus with Wachovia Mortgage.
As a parent of small children I am often asked by clients ideas of things they can do that are family friendly.  Below is a small list of ideas.  Moore County has many family friendly activites planned by the various communities or by civic and non profit groups. You can easily get overbooked. En...
Please join us Wednesday July9th, 2008 at 60 Whinhill Court in National Golf Club from 11:00am to 1:30 PM for Lunch (compliments of Wachovia Mortgage, FSB) and $100 Prize Drawing compliments of Bob Graham Coldwell Banker United  Realty.   To see more information visit MLS $127947  - This is a bea...
                With mortgage rates at historically low levels, and with mortgage interest deductible against your income taxes, it is unlikely you will find a lower cost of money.  But here are two considerations, which should make your decision an easier one.          If your house appraisal is...
                       First time home buyers are having an increasingly tough time acquiring their first dream home.  Prices continue to slowly increase along with mortgage interest rates, and lenders are pickier about qualification requirements.  However, those young first-timers seem to be mor...
          The news has been focusing on the difficulties in the subprime mortgage market and more recently on "jumbo" loans.  However, borrowers with good credit scores, good jobs, and a down payment, still have ready access to 30-year "conforming" loans - those funded through banks and mortgage ...
The media attention given to sub prime loans and also to option arms has definitely slowed the pace of individuals looking for creative loan alternatives.  It is always a good idea to do some research and also look at your full financial picture when deciding which loan program is best for you. A...
Producer Price Index May Affect Your Mortgage RateThere are numerous economic indicators which are watched by investors in bonds and mortgage-backed securities (MBS). One of the more important ones is the producer price index (PPI) because it is the first inflation report to be released each mont...

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