Kimberly Dearth's (vegaslifestylehomes) Blog

Some listeners criticized President Obama for failing to pay more attention to the housing crisis in Wednesday night's State of the Union message.Obama promised to "step up refinancing so that home owners can move into more affordable mortgages," but he didn't offer any details. There was no ment...

Nationwide, only 87 markets are in the overvalued category, according to a newly released 2010 report compiled by IHS Global Insight and PNC Financial Services.That means 242 of the 299 largest U.S. housing markets are selling for prices that even bankers think are less than fair market value. Th...

The homebuyer tax credit is not as simple or straightforward as you might think. Here are some nuances that will affect homebuyers who plan to use it. To qualify for the move-up tax credit, a home owner must have occupied the same principal residence for five of the last eight years consecutively...

FHA To Toughen Down Payment Rules  The Federal Housing Administration will raise the minimum down payment for its least credit-worthy borrowers, agency announced Tuesday.Borrowers with credit-rating scores below 580 will be required to put down at least 10 percent. Those with a credit score above...

When it comes to New Year's resolutions, thrift is in. Surveys show that in 2010, a majority of Americans want to skinny expenses as much as they want to whittle their waistlines. But living on a budget doesn't have to mean doing without. A little buying savvy can result in big savings, if you kn...

If you've weathered this past year's wallet-squeezing, here's some how-to advice for keeping more money in your pocket now that the New Year has arrived. Use, don't lose, those new gift cards.  If a store goes bankrupt, or if the card is issued by a mall or a bank, your card could be subject to s...

Helping home buyers easily understand the home buyer tax credit is the goal of Better Homes and Gardens Rand Realty with the launch of its new home buyer tax credit website, the company has announced. The website (www.homebuyertaxcredit.com) provides buyers with extensive information and analysis...

Helping home buyers easily understand the home buyer tax credit is the goal of Better Homes and Gardens Rand Realty with the launch of its new home buyer tax credit website, the company has announced. The website (www.homebuyertaxcredit.com) provides buyers with extensive information and analysis...

According to the U.S. Green Building Council, pollutants are often two to five times higher indoors than outdoors and this can significantly affect air in the home causing breathing problems and respiratory diseases. When it comes to the quality of the air, several products are available on the m...

As we begin 2010, both real estate professionals and home buyers have something to look forward to and more importantly, take advantage of-the extended and expanded home buyer tax credit. Originally created in 2008, the home-buyer tax credit has evolved from a $7,500 credit, which had to be repai...