Strategic Mortgage - Bill Kamboukos

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Mortgage and Lending - Strategic Mortgage - NMLS#160440
RECENT BLOG POSTS
For most consumers, the largest debt they will carry will be their home mortgage. For that reason, even small changes in an interest rate can make a large impact over the course of a loan.             Just like compound interest can be used to build wealth over the long term, the reverse is also ...
04/16/2018
It is certainly possible to obtain a home purchase loan, after a foreclosure, short sale or bankruptcy. However, in order to do so, it’s important to know that different home loan programs have different waiting periods to obtain a new home loan. In addition, there are some general guidelines to ...
04/09/2018
When it comes to obtaining a home loan, how you earn your income will play into the qualification standards for your new home loan. For someone who receives regular pay stubs and is a W-2’ed employee of a company, the process is generally pretty straight forward. Lenders will use your hourly or s...
04/03/2018
In recent years, the FHA home loan program has become a less frequently used loan program for many who are looking to purchase a home. However, the program itself, still has many outstanding features and while it is not the right fit for all homebuyers, it still makes sense for many potential hom...
03/26/2018
VA Home Loans are a benefit for qualified Veterans of the Armed Services and National Guard and also current active duty military personnel.  The VA loan program is truly a benefit for our servicemen and servicewomen and Veterans and offers features that other loan programs do not. In this articl...
03/12/2018
If you are looking to purchase a new home, before the sale of your current home, it’s important to know how lenders will look at your situation for qualification. For many homeowners who are looking to purchase a new home, the idea of selling their current home first or trying to align the sale o...
03/12/2018
Interest rates for home mortgages are often times a bit more complex than meets the eye. Not only do they move on a daily basis, but the interest rate you receive on a particular home loan can vary greatly, depending on host factors. In this article, we will discuss some of the most factors that ...
03/05/2018
A lender credit is exactly what it sounds like, a credit from your lender to be used pay for closing costs and settlement charges. Much is often discussed in regard to minimum down payments when purchasing a home, but one area that is often overlooked is the area of closing costs. On a $250,000 h...
02/26/2018
Arizona is a community property state and because of that reason, there are different lending standards for certain home loans. In this article, we will address the common home loans and how they are affected by a community property state. FHA & VA Home Loans When using a VA or FHA home loan to p...
02/19/2018
There are many articles written on what things to do, when applying for a home mortgage loan. However, in this article, we will discuss some common mistakes seen when applying for a home mortgage. Avoiding all of the items listed below in this article, will increase your chances of not only getti...
01/29/2018
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Bill Kamboukos

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