Strategic Mortgage - Bill Kamboukos

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Mortgage and Lending - Strategic Mortgage - NMLS#160440
RECENT BLOG POSTS
In the past, we have written many articles on best practices, when it comes to qualifying for a home loan. We have also discussed what things not to do, when applying for a home loan, yet we continue to see these issues pop up from time to time. So, if you are thinking of getting a home loan soon...
09/17/2018
With the appreciation in home values in recent years, many homeowners now have a significant equity position in their homes. As a result, depending on the use of the funds, it could make sense to tap into your home’s equity, to perhaps take out funds to consolidate debts, remodel your home or pay...
09/17/2018
             Almost everyone has heard an advertisement, for a “no cost” home loan, whether it be for a purchase or refinance home loan. The truth of the matter however, is that there is really no such thing, as a “no cost” loan. Depending on the type of loan you take out, your credit score, down...
09/04/2018
After Conventional homes loans, the FHA Home Loan program continues to be the second most popular home loan program used by consumers to purchase a home or refinance a home loan. The program can be a great fit, for those who are looking for more flexible credit guidelines. Or if you are looking t...
09/04/2018
            When looking to prequalify for a home purchase, often the first question many clients have is, how much of a down payment do I need? The answer is, it depends.              The amount of your down payment will hinge primarily on two factors. What will be the occupancy of the home (pri...
08/27/2018
When it comes to purchasing a home or refinancing a home loan, the most common financing used is the conventional loan. These home loans are backed by either Fannie Mae or Freddie Mac and offer attractive terms for most homeowners, if they meet the guidelines of the program. This article will pro...
08/20/2018
If you are looking to purchase a home with a lower down payment (3%), have a decent credit score (680 or higher) and make less than $70,000 pre-tax (in Arizona), then you need to know about the Fannie Mae Home Ready program.The Fannie Mae Home Ready Program requires a 3% minimum down payment but ...
08/06/2018
            In the present day, almost any purchase you want to make, can be done in a matter of seconds, on your smartphone, computer, tablet, smart home system and many other things coming your way soon. However, when it comes to a home mortgage, whether it be to purchase or refinance, the proc...
07/30/2018
A good credit score is paramount to obtaining a home loan or any type of financing in general. The higher your credit score, the better your potential interest rate and terms will be, whether you are applying for a home loan, a consumer loan or a credit card. There is often times conflicting info...
04/30/2018
Mortgage insurance is an insurance that is used to protect a lender from loss on a home loan. Traditionally, mortgage insurance is required on all Conventional loans with less than a 20% down payment and all FHA loans, regardless of down payment. However, whether you currently have a loan with mo...
04/23/2018
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Bill Kamboukos

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