RECENT BLOG POSTS
Veterans who no longer have access to what is known as “basic entitlement” are eligible for a VA Bonus Entitlement to finance a home using a VA loan. This week’s tip is important as calculating an entitlement can be confusing for both Realtors and VA homebuyers. VA Bonus Entitlement Guideline...
12/24/2013
Once you have chosen your keyword, make you’re your website is “keyword dense”. Keyword density is determined by how many times a keyword is used compared to the total number of words on a webpage. It is a critical factor for the Google algorithm’s ranking system. This number is usually represent...
12/17/2013
As we discussed last week, it is necessary to choose good keywords to improve your website’s ranking online. With growing competition, basic key words and terms may not be specific enough to promote your brand. The easiest and most efficient way to improve your ranking on popular search engines ...
12/10/2013
This short 3 part series about improving your website performance is a personal favorite of mine, because we all know the importance of having a strong web presence. But having a website that no one can find is useless. This can be avoided by getting your website to rank on popular search engin...
12/03/2013
Even with Continuing Resolution 2775 in place, changes to USDA eligibility areas are still in the works. Per AN-4679, the USDA will implement 2010 Census data when determining which areas are considered “rural” and thus maintain USDA eligibility. However, by switching from the 2000 Census data to...
11/27/2013
As we discussed last week, the importance of a database for your leads is critical for surviving in the Real Estate industry. But keep in mind you don’t have to limit your database to just leads. You can have a number of separate databases like your past clients, rental properties, residential or...
11/19/2013
If you’re a real estate professional, you are constantly networking and meeting new people. Whether it’s potential clients, business affiliates or service providers, getting yourself out there is critical to continued success. However, if you’re relying on just those first impressions and one ti...
11/11/2013
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First impressions are key when marketing a home. In today's tech-connected world, often that first impression is not made on a showing but online. Providing crisp, clear, and high quality photos in your online listing can help the home stand out among competing properties. This video provides som...
11/06/2013
The Do's and Don'ts for USDA Loan Eligibility Buying a home can be overwhelming, so I created a great “To Do” list for helping First Time Home Buyers stay on the right track when qualifying for a USDA Home Loan. There are many situations that can come up during the USDA Loan eligibility process t...
05/21/2013
What is USDA Manual Underwriting? Many mortgage loans are analyzed through automated underwriting systems (AUS) which provide greater efficiency and effectiveness. However, there are some added benefits to loans that are analyzed with USDA manual underwriting guidelines. Due to the usage of autom...
05/21/2013
Real Estate Resources
Sean Stephens has an expertise in mortgage lending with experience since 1998. With his extensive loan knowledge, Sean has dedicated himself to become the “USDA Loan Pro” and help people discover the many benefits of the USDA Rural Home Loan Program along with how it can empower them to homeownership.
In 2001 he founded Metroplex Mortgage Services, Inc. in Tampa and since then has built a team laser focused on helping homebuyers navigate the financing maze of VA, FHA, Conventional, and of course the USDA program.
Sean currently holds his mortgage license in Alabama, Florida, Tennessee, and Texas. And best of all, he loves what he does!