Tom Jarzynka's (tjarzynka) Blog

Mortgage and Lending - Axia Home Loans & Real Estate Investment Firm
In 2008 and 2009, the United States economy turned, leading to a national Unemployment Rate of 10%.  During this time, mortgage rates dropped since the Non-Farm Payroll Report indicated that the economy, in the months to come, would conceivably decline. In a depressed economy, investors often fav...
The Commission’s Home Advantage Program will be open for reservations at 9:00 am on Monday, July 2nd! Daily rates will be posted to the WSHFC website. As a reminder, a Home Advantage loan must be purchased by ServiSolutions within 60 days of reservation. Closed loan files need to be delivered to ...
Does your current FHA loan qualify for the new Streamline Changes? | Guild Mortgage | Tom Jarzynka If you have an FHA loan that was originated before May 31, 2009, then you could be eligible for the new changes that have gone into place on June 11, 2012. These changes can potentially help you bet...
MCC Program to the rescue for Edmonds Home Buyer! | Guild Mortgage | Tom Jarzynka For any first time home buyers in (any area of) Washington State out there that are having a hard time getting approved to buy your first house, you will want to understand how the MCC program can help you achieve t...
If rates were to increase, what is going to happen to buyer demand? | GUILD MORTGAGE | Tom Jarzynka I was playing golf with a couple agents in Seattle last week. We were talking about the market (big surprise), and the reasons for the strong surge of buyer demand over the last few months or so. O...
What Does the Home Affordable Refinance Program (HARP) Mean to You?  | Guild Mortgage | Tom Jarzynka   Homeowners who are “under water” with their mortgages now have a lifeline - changes to the government’s Home Affordable Refinance Program (HARP) allow more Americans to qualify for a lower inter...
Should I list my home for sale in Tacoma? | Guild Mortgage | Tom Jarzynka If you have listed your home or thought about listing your home for sale in the last couple of years, and are still thinking about it… then there is no question that right now is a perfect time to test the home selling wate...
One of the best hikes in WA State – SHI SHI Beach | GUILD MORTGAGE | Tom Jarzynka I love Shi Shi beach. If you have never been to the Olympic Peninsula and want to go, the Shi Shi beach hike is a must experience. It is a long drive (~5 hrs), but well worth it. It is best if you hike in to the bea...
 FHA Streamline Refinances in Seattle | GUILD MORTGAGE | Tom Jarzynka If you are a Seattlehomeowner who currently has a FHA mortgage and you are able qualify for the streamline refinance scenario, then below are some general expectations when thinking this through. Ideally, you would prefer to re...
Pre Approval should be a priority for potential Seattle home buyers | GUILD MORTGAGE | Tom Jarzynka If you are looking to buy a house in Seattle (and thinking about completing the pre approval process) and you do not have extenuating circumstances when it comes to the variables that make up a mor...

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