Tia Beverly's (tiabeverly) Blog

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Real Estate Agent - Keller Williams Realty Centre
Here's a 10-step primer on short sales and the steps you will need to take to purchase one.   © Mike Mergen/Bloomberg/Getty Images   Foreclosure is a fairly well-understood process, but as "short sale" signs sprout like weeds, you may wonder what they are all about. When a lender agrees to accep...
  danielmoyle/Flickr New mortgage underwriting criteria went into effect Jan. 10 requiring a debt-to-income ratio of less than 43 percent for most qualified mortgages. Even if you don't qualify for a mortgage under the current lending regulations, renting may not be your only option. Alternatives...
For Sale by Owner The term, FSBO, meaning "for sale by owner," is commonly used in the real estate business. Many owners who choose to market and sell their property without the use of a licensed real estate agent or a realtor ultimately grow frustrated with the home-selling process and eventuall...
A new federal rule could give millions of homebuyers insights they've never had before about a crucial element of their mortgage application: the appraisal, including the electronic cross-checks and reviews now used by lenders to determine the amount of the loan they'll approve. The new rule will...
Can you explain why it’s smarter for a potential home seller to list with you, a real estate agent, as opposed to attempting a for-sale-by-owner (FSBO) deal? Showing the FSBO the value you bring to the transaction may be much easier than you realize. Many real estate experts thought the Internet ...
Here’s what you need to know about snow on your roof and whether or not to remove it. If you’ve had a big snowfall in your area and you’re wondering if your roof can stand the extra weight, don’t reach for a ladder and a shovel — reach for the telephone. Calling in a professional to remove ice a...
A foreclosure can be a big blow to your desire to own your own home. After all, you worked hard to buy your home only to see it taken away from you. You may think you will never again be in a position to buy another one. However, while your credit score will indeed be affected by a foreclosure, i...
Shutterstock WASHINGTON -- Homeowners worried that new federal flood maps will send their flood insurance premiums skyrocketing would get some short-term relief under a provision tucked into a massive government-wide funding bill. But other changes to the federal flood insurance program, includin...
Beedle Um Bum/Flickr It's hard to know when there's a problem with your chimney. But an issue left unfixed can cause significant and costly damages. Unlike a leaky toilet or a malfunctioning oil burner, the signs of any chimney woes aren't obvious and can be hard for homeowners to see, which is w...
You know when  a sweatshirt, coat, mittens, hat, gloves, scarf, moon boots, etc. are no longer cutting it, that it’s time to turn on the heat.  I hate the thought of having to pay for warm air–I get it, but I don’t like it.  Keeping costs down, so that I have more money to spend on things that I...

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