Eleanor and Steve Thorne's Blog

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Mortgage and Lending - Advantage Lending, NMLS 60596 - NMLS 60596
Johnston County biased blog dedicated to providing information about FHA, VA mortgages, USDA home loan and conventional mortgage loan information for Smithfield, Clayton, Benson, Wilson Mills, Dunn, and other parts of Johnston County. Highly experienced mortgage loan officers with some of Today's Best priced mortgage loans!
RECENT BLOG POSTS
There are known changes coming to the USDA Loan program in NC when the maps change this fall.  And then there are the subtle changes we've noticed in the last 2 or 3 months - as USDA Home Loan underwriters are requiring more documentation, and frankly look at loans in a much more conservative pos...
06/26/2013
Eastern North Carolina neighborhoods that currently qualify for USDA Home Loans in NC, will lose that program this fall when the USDA Maps Change.  In particular, neighborhoods near Wilson, Rocky Mount, New Bern, Kinston and Greenville NC will see some changed. Unlike most parts of NC that have e...
06/26/2013
Folks who are interested in living in a small town in NC, close to Raleigh are considering Wilson as a place to get a great deal.According to the Wilson Chamber, that’s no so surprising, because “Wilson is a community that offers diversity in everything from eating establishments to neighborhoods...
06/19/2013
Shouldn’t the Azaleas around the Well at UNC be another Color? Just me?? Fortunately, earlier this year, USDA decided to migrate over to Bing Maps.  This makes mapping the areas that qualify for USDA Home Loans in Orange County NC so much easier!  I’m not sure why that is, but some of the roads ...
06/19/2013
There are no specific maximum loan amount caps for USDA Home Loans in High Point, NC 27265.  If you want to purchase a home in High Point using the USDA Home Loan program, however, USDA Home LoanProgram requires that the home be located within the USDA “Eligibility” area.  Unfortunately, High Poi...
06/19/2013
Looking for a home near Charlotee NC that is in a more “small town” setting and doesn’t require much money out of pocket?  You might be interested in USDA  Loans in Belmont, NC.  Unlike FHA Loans, that have a maximum sales price requirement that changes per county, the USDA Home Loan available in...
06/19/2013
The USDA Home Loan Program is one of the best programs at the moment for home buyers in NC. It has extremely low costs (especially when you compare it to the FHA PMI rates), and the USDA Home Loan has very low closing costs. The program requires that you purchase a home located within the USDA Ho...
06/19/2013
A ton of Service Members received PCS Move Orders and found that the best thing they could do was rent out their home and move to the next base.  Now that they are landlords, they want to take advantage of the low interest rates on Mortgages via the VA Streamline Refinance.  Good News, while not ...
05/16/2013
The minimum credit score needed for a Government Backed mortgage loan in North Carolina got higher at the beginning of May.  The Program offered by NCHFA that allowed us to do mortgage loans for First Time Home Buyers with a minimum credit score of 600 changed.The new Minimum Credit Score require...
05/10/2013
Many times we have questions from underwriters about deposits showing on a bank statement.  Seems kinda silly at times… but they really do want to know where that extra $350 came from!  If you are buying a house, and you are having a yard sale to try and raise a little extra cash – this can be di...
05/06/2013
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Steve and Eleanor Thorne

Mortgage Loan Johnston County
smartphone(919) 649-5058
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Johnston County biased blog dedicated to providing information about FHA, VA mortgages, USDA home loan and conventional mortgage loan information for Smithfield, Clayton, Benson, Wilson Mills, Dunn, and other parts of Johnston County. Highly experienced mortgage loan officers with best rates in the area!