Finance the Dream & The Wealth Consortium

An applicants debt ratio is one of the primary factors that a mortgage lender looks at when deciding whether or not to approve a loan. This is essentially the ratio of the applicants personal debt to his net income. Debt ratio is also one of the things that the applicant can change before applyin...

In today's real estate market, it can be challenging to sell your home quickly for full fair market value. Selling with a Lease Option can be a great alternative! There are many reasons that you might need to sell your home quickly. Perhaps your family is growing and the idea of five people livin...

In today's real estate market, it is more difficult than ever to qualify for a mortgage.  With delinquencies on the rise, your credit score needs to be good, if not stellar, for lenders to approve your loan.    Still, most people don't understand even the basics of a credit report or what exactly...

      Not a day goes by that I don't get questions about Credit Repair.  I should be used to it by now, but it never ceases to amaze me how much BAD INFORMATION is out there.  It shouldn't be such a mystery, but it is!   I've been involved with banking and finance since 1993.  I've processed loan...

The tightening mortgage market has forced many consumers to consider options other than a traditional mortgage.  Although Lease Options have emerged as a viable alternative, history shows that most Lease Options fail.  Here are 5 Key considerations to ensure success.     Many companies and invest...

Imagine moving into a 6,000 square foot home on a lake filled with hope for the future.  Life hasn't always been easy but your luck has turned.  You and your 10 children (yes that's 10 with a 1 and a zero) finally have enough space and are more optimistic about the future than ever before.   You ...

Now, more than ever, I hear the question "Should I Wait to Buy?"  The answer is that it depends on where you live! Those of us who live in Atlanta are lucky, because it is a great time to aquire property.  In fact, Forbes magazine recently named Atlanta one of the Top 10 Places to buy in the US. ...