Carlos 's Blog

Should I lend money to a friend, or relative who is in trouble? A must Read! Should I lend money to a friend or relative who is in trouble?  The question almost seems ludicrus, of course you should, Right?.... or..... Wrong?   I am not one to quote the Bible, but it seems to me, that if your brot...

November 5, 2007   Dear Senator Feinstein,   I wrote this as a Blog for my fellow real estate associates, however, several of them have pointed out that I should be pointing this in the direction to members of both houses that  make the laws that affect the economy.    We have serious problems wi...

A must Read! Should I lend money to a friend or relative who is in trouble?  The question almost seems ludicrus, of course you should, Right?.... or..... Wrong?   I am not one to quote the Bible, but it seems to me, that if your brother is in trouble, you help him, right?  So when is enough, enou...

Federal Reserve remain concerned that inflation is a threat but continue to lower rates amid credit concerns.  Increased productivity is often credited for economic growth with little signs of inflation.  Productivity is the rate at which goods or services are produced.  It is most commonly defin...

Why is Conforming Loan Limits a concern?What is a Conforming Loan Limit, and what's so important about it.  As far as what is a Conforming loan amount.  I live in California, it is considered a high cost area, and  the average median price home is approx. $588,000 as of August 2007.  That can cha...

Credit Card Madness.  Why and How?  two important questionsHow can we pay off high interest rate credit cards?  Don't understand Why?  There is a way to combat that.  Don't charge.  (yeah right?)   Interest rates will vary from each credit card company and the degree of risk they are taking, plus...

I would like to know how do you post to Localism, Step by Step?  There are many things I would like to know about bloging?How do you add Associates to your blog, and what are the benefits by doing so?What is meant by Linking to someones Blog?How do they Link back?How do most of the users who blog...

Federal Reserves did what was expected, lower the key interest rates that affects the Prime Rate, Short Term Interest Rates, consumer loans.  On a technical point, does not affect directly the 30 year fixed rate mortgage, however influences indirectly which often follows. Was the interest rate ad...

The Federal Reserve is suppose to be on guard about inflation, however moderate inflation in the case of a recession (lack of growth in the GDP) is more of a problem, if people can not afford to drive or eat.  Part of the problem with economy in the toilet, so to speak, is primarily caused by the...

The National Association of Realtors and the California Association of Realtors (NAR/CAR) both agree that the internet is here to stay.  That 80% of the public view the internet when they are interested in purchasing a home for themselves.  That's absolutley correct.Here is what I preceive as a p...