Terri Habecker- Insurance Corner

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Services for Real Estate Pros - AIG, Allied, Fireman's Fund, CNA, Travelers,The Hartford, Pr
Customer service and having a great product equals success. I have 8 years of RE experience and my own business. My background in retail/multi-family and construction development, gives me an edge on what my clients specific needs are and what questions to ask to fit their insurance needs. Newport Beach Insurance Agent Builders Risk, Developments, Land, High Value Homes
RECENT BLOG POSTS
I received a great question yesterday from a Business Attorney in Wa. DC When your insurer denies coverage, or wants to limit payments based on a reservation of rights, to whom do you turn? Your broker? A lawyer? Both? Scott, great question. As an Insurance Broker, I would expect to receive a cal...
05/14/2008
FIRE: Life and Property Part 1 of 2 The Wildfires last year caused quite a bit of loss. The brush is already drying up in 2008. The risk this year is greater than the last. We learned a lot. I will be sending 2 emails- you may add, copy and send any of this information to your friends and loved o...
05/12/2008
 I have been communicating to RE Offices the difference between "Typical" and "Complete" Insurance.We live in a unique Coastal area, with High Value Homes (Costs of Reconstruction) Hillsides and different risks than many inland track home communities.  Course of Construction, Land Liability, Busi...
05/01/2008
If your house is on Fire, you might be drinking that Martini to calm your nerves, not celebrating- But learning there is Insurance that can cover all of your Insurance needs, protecting your Family, Your Property and all Assets is comforting and important.Do you have a historical home that needs ...
04/21/2008
Have a neighbor up the street who has been growing his Landscape business since he moved in a couple of years ago. He now has 2 Landscape trucks, a brand new porsche, Mercedes and his employees show up every morning, drop off their cars for the day and hop in the trucks. The kicker to this is the...
01/26/2008
I had an exciting day yesterday that I just had to share. Farmers had a booth at one of our community events held at a local business. Farmers was the first to respond at the California Wildfires Fires and first at the scene last week at the Malibu Fire with their Claims Bus you all have seen on ...
12/02/2007
Our Condo and Town-home prices had shot through the roof these past few years and with so many HOA's getting into trouble with lack of funds, it has increased the chance of Owners being further burdened with assessments that they cannot afford.There is an opportunity for owners to add assessment ...
11/24/2007
Farmers is leading a campaign this Saturday and requesting all of their agents to go by and thank their local Fire station and/or Police dept. for their heroic efforts in saving our homes and property in the recent California Wildfires.This is a great opportunity for all of us to thank our commun...
11/09/2007
I wrote a previous Blog called California Rebuilding and recommended anyone hiring a contractor after the fire to first check all licenses with the California State License Contractors Board and verify that they have Workers Comp on all employees.  http://www.cslb.ca.gov/I was just visiting the C...
11/09/2007
I wanted to write a few suggestions for anyone rebuilding their homes after the Ca. Wild fires.I built 3 homes on hillsides in Laguna Beach and Dana Point. Your best resource is to visit the  California State License board  http://www.cslb.ca.gov/There are resources at the CSLB that can be very h...
10/27/2007
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Terri Habecker

Life Matters & So Does Your Insurance Co
local_phone(949) 734-4575
smartphone(949) 254-9511
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Customer service and having a great product equals success. I have 8 years of RE experience and my own business. My background in retail/multi-family and construction development, gives me an edge on what my clients specific needs are and what questions to ask to fit their insurance needs. Newport Beach Insurance Agent Commercial and Business coverage at it's best.