Ted Lewicki's (tedlewicki) Blog

Purchasing a Long Term Care Insurance Policy Should You Consider Purchasing a Long Term Care Insurance Policy? Yes, You Should Consider It If: You have a significant income and / or assets. You wish to help protect your assets and income. You do not want to rely on the Government or others to pay...

Your greatest financial risk today and in the foreseeable future is not your hospital or doctor bills, but the very high cost of long term care. Over 40% of all Americans over the age of 65 will spend some time in a nursing home due to a prolonged illness or disability. That's almost one out of t...

Reverse Mortgage Misconceptions 1. Reverse Mortgages are only for desperate seniors, or for the "house rich, cash poor." --INCORRECT. The reverse mortgage is an excellent financial planning tool that has been used by homeowners from all walks of life to enhance their retirement years. While some ...

Mature Market Life Insurance You've worked hard to provide for your family and to build your nest egg. But what will happen to your assets when you try to pass them on? You may believe your Will takes care of this transition for you, but a large value of your estate may be lost to death taxes and...

LifeFund Why LifeFund? You want to focus on building a long, healthy, successful life. But sometimes you face uncontrollable events that interrupt your plans: heart attacks, strokes, cancer, accidents, even death of your spouse or child. While you can't always prevent these tragedies, LifeFund he...

The Celtic ValueOne Health Plan Provides economical major medical insurance coverage for individuals ages six months to 641/2 and their families. ValueOne works hard for your clients by controlling costs. Celtic partners with nationwide provider and pharmacy networks to offer quality services at ...

   Reverse Mortgage Fact Sheet 1. Definition: A reverse mortgage is a unique financial tool that enables homeowners ages 62 and over to tap into their home's equity, receiving either a monthly income, lump sum of cash or a line of credit. There are no income or credit qualifications and there is ...

Whole Life Insurance Whole Life is a great solution for young adults just beginning an insurance program and families who need protection while saving for the future. Whole life is the most common type of permanent insurance. The premiums generally remain constant over the life of the policy and ...

Universal Life Insurance Universal Life is an innovative concept in the life insurance industry for your family and business needs. It combines the advantages of low cost term insurance with current market interest rates and the preferred tax treatment of whole life insurance. Universal Life is a...

Term Life Insurance Term insurance, as the name implies, provides protection for a particular term or length of time and therefore pays a benefit only if you die during the term. Term insurance is the lowest premium life insurance product available, since you are purchasing pure life insurance pr...