Bill Kamboukos's Blog

As we move into the end of 2014 and the holidays fast approach, here is a quick tip to potentially save on your personal income taxes (Of course, remember to please consult a licensed tax professional for all  official guidance on tax preparation issues).               Your mortgage payment that...

For 2015 there will be no major changes for home loan limits when it comes to the mortgage loan amount one can borrow to purchase or refinance a home. Conventional loan limits, those loans backed by Fannie Mae and Freddie Mac will remain at $417,000 in non high-cost areas. With any loan above th...

Historically speaking, we are no longer at the all-time lows for interest rates, but we still sit very close to the lowest levels we have ever seen home loan interest rates.   With traditional 30 year fixed loans still in the 4% range for an interest rate and 15 and 10 year fixed loans in the 3%...

  Home prices in Arizona have seen a steady rise over the last few years. As a result, many homeowners who were previously upside down on their homes are no longer underwater and many homeowners now have a good deal of new found equity in their homes once again.   Arizona itself was a state whic...

When it comes to purchasing a new home, one of the most attractive programs to use for the majority of homebuyers in the current marketplace is the Conventional loan. Conventional loans are stable home loan products that offer both fixed and adjustable rate mortgage programs. In addition, with a...

When it comes to obtaining a home loan and being self-employed, the rules of the game have changed in recent years. In this article, we will talk about what it takes in the current market, to obtain a home loan, if you are self-employed. In today’s lending environment, almost anyone applying for ...

When it comes to obtaining a new home loan, there are generally three major events that supersede all other items, when it comes to time frame to obtain a new home loan. Those events are a foreclosure, a short sale or a bankruptcy. As we are often asked how long somehow has to wait to purchase a ...

The VA (Veterans Administration) home loan is a home mortgage loan for eligible active duty members of our Armed Forces and National Guard and also Veterans of these services as well. The program itself is often times the very best choice, for someone who qualifies for it, as interest rates are u...

The VA (Veterans Administration) home loan is a home mortgage loan for eligible active duty members of our Armed Forces and National Guard and also Veterans of these services as well. The program itself is often times the very best choice, for someone who qualifies for it, as interest rates are ...

When it comes to obtaining a new home loan, there are generally three major events that supersede all other items, when it comes to time frame to obtain a new home loan. Those events are a foreclosure, a short sale or a bankruptcy. As we are often asked how long somehow has to wait to purchase a ...