Steve Phares's (sphares) Blog

Misinformation and mismanagement of finances abound and have adverse effects on everyday life, which is trouble enough. When negligence or lack of experience has brought about circumstances that prevent a consumer from buying a home, it’s time to regroup and find a new way of managing the budget....

A home is one of the most valuable assets most people will ever own. Building up equity - appreciation of the property coupled with the percentage of ownership achieved by the mortgagee through regular loan payments - is an important aspect of home-ownership. Equity is valuable not only as a soli...

Different Pennsylvania home loans are available for different people, and depending on the need and the affordability of the mortgagee, every mortgage has different high and low qualities to it. Some Pennsylvania home loans require more information about financial situations; others require littl...